Hello Gorgeous

Every time you use your card you’ll earn Flying Club miles to put towards your next flight.

Why choose a Virgin Atlantic Credit Card?


Turn your money into miles - clock up Flying Club miles every time you spend on your card.


Boost your Flying Club miles – make a purchase within 90 days to bag bonus miles. Brilliant.


Double up, up and away – notch up double miles by spending with Virgin Atlantic and Virgin Holidays*


Tempting treats - earn an upgrade to Premium or a Companion ticket. Terms apply  Link opens in a new window

Use Card Checker to see if you’ll be accepted for a card

Our Card Checker is a quick way to see if you’ll be accepted for a Virgin Atlantic Credit Card. It won’t show on your credit file, so it won’t affect your credit rating.

Choose the account that's right for you

Virgin Atlantic Reward Credit Card

Earn Flying Club miles every day

Earn 5,000 bonus miles with your first card purchase – just make it within 90 days of opening your account.

0.75 Flying Club miles for every £1 you spend on everyday card purchases. And 1.5 miles for every £1 you spend with Virgin Atlantic or Virgin Holidays*

Choose from an upgrade to Premium or a Companion ticket when you spend £20,000 in a year. Terms apply  Link opens in a new window

0% for 6 months on balance and money transfers (you'll pay a 3% fee).

No annual fee.

Representative example

Purchase rate

22.9% p.a.

(variable) on card purchases

Equivalent to

22.9% APR

representative (variable)

Based on a credit limit of

£1,200

Credit limits will vary based on your individual circumstances.

Apply for a Reward Credit Card

Virgin Atlantic Reward+ Credit Card

Earn Flying Club miles faster

Earn 15,000 bonus miles with your first card purchase – just make it within 90 days of opening your account.

1.5 Flying Club miles for every £1 you spend on everyday card purchases. And 3 miles for every £1 you spend with Virgin Atlantic or Virgin Holidays*

Choose from an upgrade to Premium or a Companion ticket when you spend £10,000 in a year. Terms apply  Link opens in a new window

0% for 6 months on balance and money transfers (you'll pay a 3% fee).

Annual fee of £160.

Representative example

Purchase rate

22.9% p.a.

(variable) on card purchases

Equivalent to

63.9% APR

representative (variable)

Based on a credit limit of

£1,200

Annual fee

£160

Credit limits will vary based on your individual circumstances.

Apply for a Reward+ Credit Card

How many miles will your credit card get you?

Tell us how much you expect to spend each month on your credit card

What type of spend should I include?click to expand

  • Entertainment & going out
  • Supermarket & fuel
  • Household bills
  • Shopping
  • Travel
  • Any everyday spending

I'll Spend a month

If you spend £650 a month (£7,800 a year) you will earn...

5,850

Flying Club miles per year with the Virgin Atlantic Reward Credit Card

(£0 annual fee)

5,850

Flying Club miles per year with the Virgin Atlantic Reward+ Credit Card

(£160 annual fee)

Don't forget you can earn double the miles when you spend with your Virgin Atlantic Credit Card direct with Virgin Atlantic and Virgin Holidays*

Where could your miles take you?

Here's an idea of some of the things you can use your Flying Club miles on:

If you earn up to 25,000 miles

3,000
Flying Club miles

Pay less for your next great escape with a Miles Plus Money discount

From 17,400
Flying Club miles

Arrive in style. Book a round trip Economy to Premium upgrade to New York**

From 20,000
Flying Club miles

Do it all in New York with an Economy round trip reward flight**

From 25,000
Flying Club miles

Escape to Asia with an Economy round trip reward flight to Hong Kong**

If you earn up to 50,000 miles

From 30,000
Flying Club miles

Jet off to Los Angeles with an Economy round trip flight**

From 35,000
Flying Club miles

The Big Apple, but better. Book a round trip Premium flight to New York**

From 37,400
Flying Club miles

Discover Dubai with a Premium to Upper Class upgrade**

From 45,000
Flying Club miles

A round trip Premium flight makes Mexico even more magical**

If you earn up to 100,000 miles

From 55,000
Flying Club miles

Hang with the high rollers. Book a round trip Premium flight to Las Vegas**

From 71,200
Flying Club miles

Arrive refreshed. Indulge in a round trip Economy to Upper Class upgrade to New York**

From 75,000
Flying Club miles

Arrive in style. Book a round trip Upper Class flight to Delhi**

From 95,000
Flying Club miles

Make the most of dynamic Miami with your round trip Upper Class flight**

**Mileage varies depending on season and route. Taxes, fees and carrier-imposed surcharges apply. Flying Club miles terms & conditions  Link opens in a new window

Ready to apply?

Choose your card

and apply online for an instant decision

Our most frequently asked questions

* You'll earn double miles when you spend directly with Virgin Atlantic and Virgin Holidays via their Contact Centres and online only. Spend in Virgin Holidays retail stores or third party travel agents does not qualify to receive double miles.

If we do not receive the minimum payment when it is due or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period. When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

You will not be able to transfer a balance from another credit card issued by Virgin Money and should not use your card to repay other borrowing from Virgin Money.

Credit is available, subject to status, only to UK residents aged 18 or over.

Calls are charged at your service provider's prevailing rate and may be monitored and recorded.

The Virgin Atlantic Credit Card is issued by Virgin Money plc - registered in England and Wales (Company No: 6952311). Registered office - Jubilee House, Gosforth, Newcastle upon Tyne, NE3 4PL. Virgin Money plc is Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.

Virgin Money adheres to The Standard of Lending Practice which are monitored and enforced but the Lending Standards Board: www.lendingstandardsboard.org.uk  Link opens in a new window

Your copy of the Statement of Lender and Borrower Responsibilities  Link opens in a new window