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Brand-New

M Account
for Business

Unlock free digital banking, Cashback, discounts, smart tools and easy switching.

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Our page at a glance

For all the upstarts

Designed for businesses with a turnover of less than £1million, the M Account for Business gives you free digital banking for all your everyday needs.

Take a closer look

Who's it for?

  • Start-Ups
  • Sole traders
  • Limited Companies
  • Limited Liability Partnerships
  • Partnerships
  • Those with an annual turnover less than £1million

What does it work with?

  • Compatible with Apple and Google Pay
  • Can be integrated with SageFrom Business Internet Banking and our app, you can integrate with Sage
  • Can be integrated with XeroFrom Business Internet Banking and our app, you can integrate with Xero
  • Can be integrated with QuickBooksFrom Business Internet Banking and our app, you can integrate with QuickBooks
  • Automated business spending categorisation
  • Receipt capture

What are the features?

  • Make free UK bank transfersNo payment charges on UK bank transfers. You can make a domestic bank transfer (we are part of the UK’s Faster Payments network) of up to £30,000 per transaction in your app / on Business Internet Banking
  • Mastercard discountsMastercard discounts available when you use your Debit Card at selected merchants, including tax software, travel and more. Savings discounts Terms and Conditions apply
  • In-app cheque scanning
  • Manage scheduled payments
  • Instant payment notifications
  • Exclusive Virgin StartUp benefitsWe work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving. Get priority access to free MeetUp events, as well as 50% discount on any paid events such as Masterclasses and Scale Up events

An easy way to track, budget and pay

Show your money who's boss with our super-smart tools.

Manage your ins and outs
View previous statements. Set up and manage Direct Debits and standing orders.
Be in the know
Set your weekly transaction and balance alerts as you like it.
Tap, touch ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.

The serious bits

What you'll need to open an account
Alongside other UK banks and UK Finance, we've agreed to a basic set of information that you'll need to supply to set up your new current account. This simple guide will help you work out what information you need.

View the guide Link opens in a new window
Our switch guarantee
Switching to us is straightforward with the Current Account Switch Service. You choose the date you'd like to switch and we'll do the rest.
More on switching
Protecting your money
Your eligible deposits with Virgin Money are covered up to £85,000 per business.
View the FSCS guarantee

Important documents

Before applying please make sure you have read the following:

Ready to apply?

Get started or continue where you left off.

Are you an existing customer?

You're an existing customer if you have any accounts with Virgin Money already, or if you held any accounts with Clydesdale or Yorkshire Bank that have since had a shiny Virgin Money makeover (this includes personal or business accounts).
Please select one of the following:
How many directors does the company have?
Are all the owners of your business individual persons?
Please select one of the following:
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Which account has your name on it?

This isn't the only business current account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.

Compare accounts