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What's involved?

Subject to lending policy in place at the time, it's really easy to take your mortgage with you when you move home - this is generally referred to as 'porting'. You can also apply for additional borrowing at the same time.

Alternatively you may be able to apply for a new mortgage deal when you move, and providing you complete within three months, we'll refund 50% of any Early Repayment Charge applicable.

Customers who need to change the parties named on the mortgage when moving home

  • Where the parties of the mortgage are changing, availability of the portable balance is evenly divided between the current named parties.
  • Any additional funds can be applied for from our on-sale product range.
  • If any party doesn't wish to port, they can still get up to a 50% share of the total Early Repayment Charge refund by using this moving your mortgage form Link opens in a new window (PDF, 255KB) to allow the remaining party(ies) to port up to the full balance.
  • Any Early Repayment Charge refund will be administered upon completion of the new loan agreement.
Don’t risk losing your home – keep up those mortgage repayments

Get started

To find out more please call us to discuss your options

Call us on

0345 602 8301

Opening times

We're here from 8am - 6pm Monday to Friday and 9am - 1pm on Saturday.

Call charges and information
NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

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