CHECK YOUR ELIGIBILITY
FOR A MORTGAGE

Find out if you are eligible and how much you can borrow.

Check now

Business Moneyfacts Award 2016 - Best Buy-to-Let Mortgage Provider. Your Money Direct Awards 2016 - Best Online Mortgage Provider. Your Mortgage Awards 2016-2017 - Best Remortgage lender.

Why get an eligibility check?

It's accurate
Get an idea of how much we can lend you without affecting your credit rating.
It's quick
It takes just five minutes to input your details and get a result.
It's useful
Use your result to show estate agents and sellers that you mean business.

How does the eligibility checker work?

Using the personal and financial information you provide us, we can tell you if you'll be approved for a Virgin Money Mortgage.

To get an accurate result we run a soft credit check with Experian Credit Services.

What is a soft credit check?

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

Check your eligibility in minutes

To be eligible for a mortgage online all applicants must:

  • have been UK residents for 3 years or more, and have full unrestricted rights to live and work in the UK.
  • have a good credit history. You’ve never been bankrupt, had a house repossessed, a County Court Judgement, or recently missed bill payments.
  • have the permission of joint applicants to enter their details.

If you need any help speak to one of our mortgage advisors.

Contact us

0800 028 5277

We're here from 8am to 8pm Monday to Friday,
9am to 3pm Saturdays and 10am to 3pm Sunday.

 
Number Cost
03 numbers Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbers Maximum of 7p per minute, plus your phone company's access charge.
087 numbers Maximum of 13p per minute, plus your phone company's access charge.
0800 numbers Free from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.