Supporting your business
We understand the rising cost of living can affect your business as much as your personal finances. If you're worried about your business, we're here to provide support and guidance on how to keep things running.
Our free digital dashboard helps you manage all your business data in one handy place. Keeping a close eye on your finances and forecasting your cashflow is essential in these difficult times.
Pay As You Grow (PAYG)
If you took out a Bounceback Loan (BBL) during the COVID-19 pandemic, make sure you explore your repayment options. You can manage your repayments through the PAYG scheme by paying only interest for a time, taking a repayment holiday or extending the term of the loan.
Get more from business internet banking with our app
Our app is packed full of clever tools and gives you more control at a time when it's even more important. You can budget, manage your ins and outs and make payments easily.
Organisations that can help
British Business Bank
The British Business Bank offers support and guidance for businesses to tackle the cost of living crisis.
Virgin Start Up
Access a supportive and dynamic community to share problems and solutions. Plus a host of digital guides, events and podcasts to help you manage your business.
National Debtline is a charity, giving free and independent debit advice over the phone and online.
Access expert advice on all different kinds of debt issues. They'll help you find a practical plan for your financial situation.
Access free debt management and advice. PayPlan can contact people you owe money to and help arrange lower payments.
Get advice on a huge range of issues, whether it be debt, benefits, housing or gambling. Citizens Advice can offer support.
Citizens advice Scotland
Get advice on a huge range of issues, whether it be debt, benefits, housing or gambling. Citizens Advice Scotland can offer support.
A confidential phoneline for anyone in Scotland over the age of 16, feeling low, anxious or depressed.
Help for homing issues from homelessness, private renting, repairs, mortgage repossession and more.
Let's talk it over
The sooner we know, the more we can help. Just call your relationship manager or speak to one of our business experts on
0800 756 0800Call charges and information
|Phone number||Call charges and information|
|03 numbers||Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.|
|084 numbers||Maximum of 7p per minute, plus your phone company's access charge.|
|087 numbers||Maximum of 13p per minute, plus your phone company's access charge.|
|0800 numbers||Free from UK landlines and personal mobile phones.|
Calls may be recorded for training and quality purposes.
More money tips from us
The essential guide to mastering your cashflow management
Managing your cashflow can be daunting, especially in the current climate. So, we asked financial journalist, Simon Read to round up the best ways you can manage, monitor and improve your cashflow for business success
Five tips to get businesses through the cost of living crisis
The cost of living is soaring and you’ll need to do what you can to strengthen your business’s financial footing. Here’re some top tips for surviving rocketing prices, according to finance journalist Harriet Meyer
How to manage your mental health as a business owner
Understanding when to release the accelerator and activate the brakes for a bit is key to managing your physical and mental wellbeing as a founder. Here are seven simple ways you can maintain a healthy mind while running a successful business.
Let's talk about it
Our digital care team can help you too. Chat to them on Facebook, Twitter, Instagram or TikTok and follow us there for money tips.