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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

Why choose one of our mortgages?


Help and support for first time buyers

Everything from tips on how to save up for your deposit to finding your first home.

Find out more about help and support for first time buyers

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Speak to a dedicated mortgage advisor

Call us to discuss our range of accounts on

0800 028 5277

We're here from 8am - 5pm Monday to Friday, 9am - 1pm Saturday.

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Frequently asked questions

To make things as straightforward as possible, it would be great if you have the following to hand for all applicants:

  • Income details
    • If employed you will need: Gross annual salary, bonus & overtime
    • If you are self-employed: last 2 years net profit/directors salary
  • UK address history for the last 3 years
  • Details of your monthly expenditure PDF opens in a new window Link opens in a new window (PDF, 80.05KB) (your bank statements will come in handy here)
  • Details of any credit commitments (including payments, balances and interest rates)
  • Pension payments from your payslip

After you’ve applied for your mortgage, you just need to sign and return the application form and pay any applicable fees.

Once returned to us, your application will be assessed by an underwriter, and we'll keep you updated throughout the process.

Your first mortgage payment will be due on the 7th of the month following completion.

View more frequently asked questions about mortgages

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More reasons to choose Virgin Money

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