The lowdown on ISA transfers
- Keep it tax-free
Transferring your ISA directly to another keeps it tax-free and doesn't affect your annual ISA allowance. If you were to put it in an account that isn't an ISA, you'd pay tax on your interest.
- Bank the best deal
You can transfer between different Virgin Money ISAs or move an ISA from another provider to us. You're in control - you can request a full or partial transfer of your cash.
- It's easy to get started
Before you transfer you must open the ISA you want to transfer into. Give us all the details of the ISA you're transferring from and to. Sit back and relax as we'll take care of the rest.
Frequently asked questions
Yes, you will need to open your ISA account before you transfer an ISA to us. View our ISAs.
If you have an Easy Access or Limited Access Cash ISA, you can deposit when you like.
For Fixed Rate Cash ISAs you have 30 days from the day you open the account to both add money and send your ISA transfer form to us. Any deposits received after 30 days, may be returned to you.
Yes, you can hold ISAs with different providers, and you can have multiple ISAs with Virgin Money. The important thing to remember is that you stay within your personal ISA allowance of £20,000 per tax year. If you’ve already made a deposit in the current tax year, you’ll need to transfer your existing ISA across to us before you can continue to deposit.
Absolutely, we accept both full and partial ISA transfers.
- Your ISA is still eligible for additional deposits in your terms and conditions.
- Your existing provider allows partial transfers.
- Is it this current tax year's money? You can't partially transfer any money you have deposited in the current tax year. You'll need to transfer your ISA in full for this type of transfer.
Click "Get started" above, answer all the questions and we'll take you to the best route to transfer your ISA. Whether it's online, by post or in one of our Virgin Money Stores.
Yes. For Virgin Money ISAs with a sort code beginning with 08, you can transfer as many ISAs as you like online.
For ISAs with sort codes beginning with 05 or 82, you can transfer a maximum of eight ISAs. We require one ISA transfer form per ISA transfer.
Select "Get started" to transfer your ISAs.
We'd be sorry to see you go, but if you want to transfer to a new ISA provider, you will need to contact them to arrange the transfer on your behalf.