Skip to main content

Bringing your ISAs together gives you the convenience of having all your tax-free savings under one roof and you could even earn more interest. We allow you to transfer into any of our Cash ISAs, unlike some banks, so you can make the most of your savings.

With an upgraded Cash ISA Transfer Service, and an aim to complete all transfers within 7 days or less, we’re making it easier than ever for you to transfer your other ISAs to us.

You can transfer your ISA in the following ways:

Online

Our online ISA transfer service allows you to transfer other Cash ISAs to us.

  • Open your Cash ISA
    You can make a transfer once your Virgin Money Cash ISA is open and still able to receive deposits (some of our Cash ISAs have limited time for transfers in). If you haven’t opened one yet, you can view our range now.
  • Sign in to your Virgin Money account
    Securely sign in using your Virgin Money customer ID.
  • Choose the account to transfer into
    Simply choose the Cash ISA you want to transfer into and select ‘Transfer an ISA to this account’.
  • Follow the on screen instructions
    We’ll need to know the details of the Cash ISA you’re transferring to us, the amount you’d like to transfer plus your National Insurance number.
  • Sit back and relax
    Hey presto! Our ISA Transfer team will take it from here and aim to have the process complete within seven days or less.

Post

Our post ISA transfer service allows you to transfer any other ISAs to us

  • Open your Cash ISA
    You can make a transfer once your Virgin Money Cash ISA is open and still able to receive deposits (some of our Cash ISAs only allow transfers for a limited time after opening). If you haven’t opened one yet, you can view our range now.
  • Complete your form
    Fill out an ISA Transfer Authority Form. This lets us know which ISA you want to move to us (if you are moving more than one, fill out a form for each). You can either move all of your ISAs, just your previous year’s subscriptions or everything you have subscribed this tax year.
  • Send it into us
    ISA Transfers
    Savings Operations
    Jubilee House
    Gosforth
    Newcastle upon Tyne
    NE3 4PL
  • Sit back and relax
    Once we receive the form our ISA transfer team will take it from here.

Store

Our Store ISA transfer service allows you to transfer any other ISAs to us.

  • Find your nearest Store
    Use our Store finder to help you locate your nearest Store and request an appointment.
  • Come in and see us
    Come in to the Store for your appointment and sit with one of our friendly team. They’ll make you a drink and help you walk through our ISA Transfer Authority Form. If you don’t already have a Virgin Money Cash ISA you wish to transfer into, they’ll be able to help you open one. Or you can view our range online now.
  • Sit back and relax
    Once we receive the form our ISA transfer team will take it from here.

Got a question?

Take a look at our most frequently asked questions.

Yes, you will need an account with us before you can transfer your ISA across.

Our range of ISAs

If you have an Easy Access or Limited Access Cash ISA, you can deposit when you like. If your account is a Fixed Rate Cash ISA, you have 30 days from the day you open the account to both add money and send your ISA transfer form to us. Any deposits received after 30 days, may be returned to you.

Yes, you can hold ISAs with different providers. The important thing to remember is that you can only subscribe to one Cash ISA, one Stocks and Shares ISA, one Innovative Finance ISA and one Lifetime ISA per tax year, so if you’ve already made a deposit in the current tax year you'll need to transfer your existing ISA across to us before you can continue to deposit.

Absolutely, we accept both full and partial ISA transfers. Once you've opened your account with us, simply complete the four steps above and pop how much you want to transfer over on the form. Some providers don’t allow partial transfers, therefore please check with your existing provider if this is something they can do.

The important point to remember is that you can’t partially transfer any money you have deposited in the current tax year – you need to move your full subscription over in the transfer.

Yes you can transfer as many ISAs as you like in to one ISA with us. Simply open an account with us, and once you’ve received your account number complete the four steps above.

You will need to make sure your ISA is still eligible for additional deposits by checking your Terms and Conditions and Key Product Information.

View frequently asked questions