Say hello to
brighter money
Up-front products. Red-hot service. Bored with your bank? See what makes us different.
- Zero transaction fees wherever you spend worldwide
- Manage your money in-app or online
- Join a trusted brand that's looking out for you
Our current account is where the smart money goes
Get style and substance. With a current account and linked instant savings account that work together for you.
Current account
Paying 2.02% AER1 (2.00% gross1 per annum variable) on up to £1,000, interest paid monthly.
Linked savings account
0.50% AER1 (0.50% gross1 per annum variable) on your savings account, interest paid quarterly.
Free for all
No monthly fee to worry about, plus we won't charge you to use your card abroad (other rates and fees apply).
Open in minutes
Try now, switch later.
Like any current account, ours is subject to status and eligibility.
Award-winning account
Moneyfacts has rated our shiny new current account as 'outstanding'.
Who are we to argue?
You might go charging around the world. We won't.
Whether it's ice creams in Cancun or a snorkelling trip in St. Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.
Expect service that’s about smiles, not sales
Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.
You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
Get into our brand new app
All the features you expect. Plus a few you don't.
Sign in securely
Your face or fingerprint is the key.
Save for what you want
Using our clever Savings Pots.
Budget beautifully
Your ins and outs managed and your spending sorted.
Tap, touch, ta-da!
Pay with Apple Pay and Google Pay.
Pay with apple Link opens in a new window Pay with google Link opens in a new windowSee you on the brighter side
Find out more about our new account, and take your banking to the next level.
View our accountIndependent service quality survey results
Personal Current Accounts - published August 2020
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family.
The results represent the view of customers who took part in the survey.
View the full set of resultsOverall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.
Ranking
Don't bank, lounge
Enjoy exclusive membership to our Virgin Money Lounges. Help yourself to tea and coffee. Get on our Wi-Fi and iPads. Take some me-time. Or relax with friends.
Discover our lounges
Get spoilt rotten
Our shiny new current account is packed with red-hot Virgin rewards. Discover our range of great discounts & prizes.
Discover rewards
Virgin Money Living
Get smart suggestions, inspirational ideas, and handy hacks from our experts, to help you live life to the full.
Read our blogNeed some help?
Ask questions
0800 121 7365
Or if you're abroad, call us on
+44 141 221 7300
We're here 24 hours a day, 7 days a week
Calls may be recorded for training and quality purposes.