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Our current account is where the smart money goes

Get style and substance. With a current account and linked instant savings account that work together for you.

Current account

Paying 2.02% AER1 (2.00% gross1 per annum variable) on up to £1,000, interest paid monthly.

Linked savings account

0.50% AER1 (0.50% gross1 per annum variable) on your savings account, interest paid quarterly.

Free for all

No monthly fee to worry about, plus we won't charge you to use your card abroad (other rates and fees apply).

Open in minutes

Try now, switch later.

View our account

Like any current account, ours is subject to status and eligibility.

Award-winning account

Moneyfacts has rated our shiny new current account as 'outstanding'.
Who are we to argue?

Moneyfacts - Outstanding award logo

You might go charging around the world. We won't.

Whether it's ice creams in Cancun or a snorkelling trip in St. Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.

Expect service that’s about smiles, not sales

Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.

You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.

Information about our current account services

Get into our brand new app

All the features you expect. Plus a few you don't.

Sign in securely

Your face or fingerprint is the key.

Save for what you want

Using our clever Savings Pots.

Budget beautifully

Your ins and outs managed and your spending sorted.

Tap, touch, ta-da!

Pay with Apple Pay and Google Pay.

Pay with apple Link opens in a new window Pay with google Link opens in a new window
Discover our app

See you on the brighter side

Find out more about our new account, and take your banking to the next level.

View our account

Independent service quality survey results

Personal Current Accounts - published August 2020

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family.

The results represent the view of customers who took part in the survey.

View the full set of results

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.


Overall service quality rankings

Need some help?

Find answers

See the answers to the questions we get asked most.

Read FAQs

Ask questions

0800 121 7365

Or if you're abroad, call us on
+44 141 221 7300

We're here 24 hours a day, 7 days a week

Calls may be recorded for training and quality purposes.

[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.