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Current Accounts by Virgin Money

Join the bank that dares to be different. Flip the switch on current accounts combined with red hot rewards, and start living a life more Virgin.

Our current accounts

Explore our current accounts

Compare all our current accounts

It's time to see money in a whole new light

Our current accounts put the M in money. Whichever account you choose, pick the one that’s right for you. You’ll get a selection of rewards from across the Virgin group, plus a cocktail of features and innovative Stores network.

Get into our amazing app

All the features you expect. Plus a few you don't.

Sign in securely

Your face or fingerprint is the key.

Budget beautifully

Your ins and outs managed and your spending sorted.

Save for what you want

Using our clever Savings Pots.

Tap, touch, ta-da!

Pay with Apple Pay and Google Pay.

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Discover our app

Virgin Money Cashback

Open a current account with us to earn money on everyday spending.

Discover Cashback

Joint bank accounts

Simplify your shared spending and saving with a joint bank account from Virgin Money.

Learn about joint bank accounts

Expect service that’s about smiles, not sales

Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.

You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.

Information about our current account services

Independent service quality survey results

Personal Current Accounts - published August 2022

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 16 largest personal current account providers if they would recommend their provider to friends and family.

The results represent the view of customers who took part in the survey.

View the full set of results

Overall service quality

We asked customers how likely they would be to recommend their personal current account provider to friends and family.


Overall service quality: Virgin Money is ranked at 15th place for overall service quality with 49% compared to; Monzo at 81%, first direct at 78%, Starling Bank at 81%, Metro bank at 72% and Nationwide at 68%.

[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.