Current Accounts - Open an Account Online

Let's get ready to bundle

Say hello to our brand new Virgin Money Current Account switching offer. Terms apply.

Find out more

See your money in a whole new light with our current account

Get style and substance. With a current account and linked instant savings account that work together for you.

Current account

Paying 2.02% AER¹ (2.00% gross¹ per annum variable) on up to £1,000, interest paid monthly.

Linked savings account

0.50% AER¹ (0.50% gross¹ per annum variable) on your savings account, interest paid quarterly.

Free for all

No monthly fee to worry about, plus we won't charge you to use your card abroad (other rates and fees apply).

Open in minutes

Try now, switch later.

View our account

Like any current account, ours is subject to status and eligibility.

Award-winning account

Moneyfacts has rated our shiny new current account as 'outstanding'.
Who are we to argue?

Unlock our Cash ISA Exclusives

Opening a Virgin Money Current Account is the key to our exclusive rates.

View our Cash ISA Exclusives

You might go charging around the world. We won't.

Whether it's ice creams in Cancun or a snorkelling trip in St. Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.

Expect service that’s about smiles, not sales

Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.

You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.

Information about our current account services

Get into our brand new app

All the features you expect. Plus a few you don't.

Sign in securely

Your face or fingerprint is the key.

Save for what you want

Using our clever Savings Pots.

Budget beautifully

Your ins and outs managed and your spending sorted.

Tap, touch, ta-da!

Pay with Apple Pay and Google Pay.

Pay with apple Pay with google

Discover our app

See you on the brighter side

Find out more about our new account, and take your banking to the next level.

View our account

Independent service quality survey results

Personal Current Accounts - published August 2020

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 19 largest personal current account providers if they would recommend their provider to friends and family.

The results represent the view of customers who took part in the survey.

View the full set of results