Say hello to
Brighter Money
Join the bank that dares to be different. Flip the switch on brilliant banking combined with red hot rewards, and start living a life more Virgin.
The account that keeps on giving
Say hello to our latest M Plus Account switching offer. Terms apply.
Find out more
Explore our current accounts
M Plus Account
Our most popular current account
The current and savings account with in-credit interest, no fees overseas, overdraft options and Virgin rewards.
Club M Account
Make your money travel further
All the benefits of M Plus with travel, breakdown, mobile and gadget insurance for £14.50 a month.
It's time to see money in a whole new light
Our current accounts put the M in money. Whichever account you choose, pick the one that’s right for you. You’ll get a selection of rewards from across the Virgin group, plus a cocktail of features and innovative Stores network.
- A current account and linked savings account that work together beautifully
- An app packed full of clever tools to help you track, budget, save and pay
- In-credit interest, Exclusive ISA rates, plus fee-free spending and withdrawals worldwide for M Plus Account and Club M Account holders
- If you’ve experienced financial difficulties, have a poor credit record or need a simple current account, then M Account is our better than basic bank account
Get into our amazing app
All the features you expect. Plus a few you don't.
Sign in securely
Your face or fingerprint is the key.
Budget beautifully
Your ins and outs managed and your spending sorted.
Save for what you want
Using our clever Savings Pots.
Tap, touch, ta-da!
Pay with Apple Pay and Google Pay.
Apple Pay Link opens in a new window Google Pay Link opens in a new window.Expect service that’s about smiles, not sales
Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.
You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
Independent service quality survey results
Personal Current Accounts - published February 2021
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1000 customers of each of the 17 largest personal current account providers if they would recommend their provider to friends and family.
The results represent the view of customers who took part in the survey.
View the full set of resultsOverall service quality
We asked customers how likely they would be to recommend their personal current account provider to friends and family.
Ranking
Get spoilt rotten
Our shiny new current account is packed with red-hot Virgin rewards. Discover our range of great discounts & prizes.
Discover rewards