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Virgin Money current accounts

Say yes to the best current account provider 2022

  • 2.02% AER1 on your current account balance up to £1,000
  • Cashback from selected retailers
  • Super fast digital sign up
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Moneyfacts Awards 2022 logo for Best Current Account Provider. The Current Account Switch Guarantee and FSCS logo. Two customer reviews.

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Current account FAQs

Can I open a bank account online?

Yes, you can open a bank account online or by downloading our app. Simply choose an account and click "Get started".

What do I need to open a bank account?

You'll need to be over 18 and living in the UK. Over 16s can open an account in Store.

You'll need your phone and ID (such as drivers license) to run though some verification checks.

We'll also ask some generic questions about your income and recent addresses.

What is a current account?

A current account is a bank account that you can put your money into to keep it safe.

Your income or salary is usually paid into your current account. A current account usually comes with a debit card that you can use for spending.

Many current accounts like those at Virgin Money come with extras. These extras can be things like interest on your balance, an app, cashback on your spending, and more.

Is a debit card a current account?

A debit card is a card you get when you open a current account. You can use the debit card in a shop or online to pay for goods and services.

You can now add your debit card to the Wallet in your phone with Apple Pay or Google Pay. You can then use your phone to make secure payments in apps, on the web, and in shops.

More current account FAQs

Your money in your hands

You can manage your account in the app or online. It's packed with super-smart tools to put you in control of your cash.

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Android 5.0 or above

Your money in your hands

You can manage your account in the app or online. It's packed with super-smart tools to put you in control of your cash.

Your money in your hands

You can manage your account in the app or online. It's packed with super-smart tools to put you in control of your cash.

Service to make you smile

We're here to help you feel happier about money. If you need us please get in touch.

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Independent survey results

An independent survey was conducted to ask approximately 1,000 customers of each of the 16 largest personal current account providers as part of a regulatory requirement

Customers were asked how likely they would be to recommend our personal current account services to friends and family.

View the full set of results
Independent survey results for overall service quality. Virgin Money in position 15 amongst competitors. 49% customers are likely to recommend their personal current account provider to friends and family.

Overall service quality - Published August 2022.

[1] 2.02% AER (2.00% gross per annum variable) interest rate, paid monthly, on your M Plus Account balance up to £1,000.

[2] 2.52% AER (2.50% gross per annum variable) on savings balances up to £25,000, and 2.02% AER (2.00% gross) on any balances above £25,000. Interest paid quarterly.

AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.