Virgin Money current accounts

Current account FAQs

Can I open a bank account online?

Yes, you can open a bank account online or by downloading our app. Simply choose an account and click "Get started".

What do I need to open a bank account?

You'll need to be over 18 and living in the UK. Over 16s can open an account in Store.

You'll need your phone and ID (such as drivers license) to run though some verification checks.

We'll also ask some generic questions about your income and recent addresses.

What is a current account?

A current account is a bank account that you can put your money into to keep it safe.

Your income or salary is usually paid into your current account. A current account usually comes with a debit card that you can use for spending.

Many current accounts like those at Virgin Money come with extras. These extras can be things like interest on your balance, an app, cashback on your spending, and more.

Is a debit card a current account?

A debit card is a card you get when you open a current account. You can use the debit card in a shop or online to pay for goods and services.

You can now add your debit card to the Wallet in your phone with Apple Pay or Google Pay. You can then use your phone to make secure payments in apps, on the web, and in shops.