- Zero transaction fees wherever you spend worldwide
- Manage your money in-app or online
- Join a trusted brand that's looking out for you
Our current account is where the smart money goes
Get style. And substance. With a current account and linked instant savings account that work together for you.
Current account
Paying 2.02% AER1 (2.00% gross1 per annum variable) on up to £1,000, interest paid monthly
Linked savings account
0.50% AER1 (0.50% gross1 per annum variable) on your savings account, interest paid quarterly.
Free for all
No monthly fee to worry about, plus we won't charge you to use your card abroad (other rates and fees apply)
Open in minutes
Try now, switch later
Like any current account, ours is subject to status and eligibility
You might go charging around the world. We won't.
Whether it's ice creams in Cancun or a snorkelling trip in St. Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.
Expect service that’s about smiles, not sales
Offering everything from current and savings accounts to mortgages, yes, Virgin Money is a bank. But don't worry, we never act like one. We're Virgin first, so our love of service always shines through.
You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favorite armchair or cafe, thanks to our app and online banking.
Moneyfacts has rated our shiny new current account as 'outstanding'.
Get into our brand new app
All the features you expect. Plus a few you don't.
Sign in securely
Your face or fingerprint is the key.
Budget beautifully
Your ins and outs managed and your spending sorted.
Save for what you want
Using our clever Savings Pots.
Tap, touch, ta-da!
Pay with Apple Pay and Google Pay.
Pay with apple Link opens in a new window Pay with google Link opens in a new windowLive a life more Virgin
Our shiny new current account is packed with red-hot Virgin rewards. Discover our range of great discounts & prizes.
Enjoy exclusive membership to our Virgin Money Lounges. Help yourself to tea and coffee. Get on our Wi-Fi and iPads. Take some me-time. Or relax with friends.
Get smart suggestions, inspirational ideas, and handy hacks from our experts, to help you live life to the full.
See you on the brighter side
Find out more about our new account, and take your banking to the next level.
View our account
Need some help?
Ask questions
0800 121 7365
Or if you're abroad, call us on
+44 141 221 7300
We're here 24 hours a day, 7 days a week
Calls may be recorded for training and quality purposes.
[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.
Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.
Google and Google Pay are trademarks of Google LLC.