Following Court approval on 23 February 2026, Virgin Money’s business transferred to Nationwide on 2 April 2026.
Small business bank account
M Account for Business
Sole trader, startup or a small business? Earn unlimited 0.25% cashback from our business bank account with no monthly account fee.
Terms apply.
Apply for an accountLearn more about M Account for Business
Your building blocks for business success
Starting a business or looking to expand? Discover everything you need to take your business to the next level.
Current accounts
Find your perfect business bank account – whether you’re self-employed, a startup, a sole trader or a big business.
Savings accounts
Grow your business with our range of savings accounts – including notice, fixed-term and instant access accounts.
Credit cards, loans and overdrafts
Control your cashflow with our Five-Star Rated credit card, and get short and long-term finance to help your business thrive.
Business Insurance
Protect your business with flexible, hassle-free cover from our insurance partner, Superscript.
Award-winning business banking
We don't like to brag. But in May 2026, our Business Current Account and M Account for Business were awarded Five-Star Ratings by Moneyfacts. Again!
And at the Business Moneyfacts Awards 2026, we won Best Service from a Business Bank for the second year in a row, and Best Business Current Account Provider!
View our business current accounts
Take control with our digital tools
Business Internet Banking and our mobile app work beautifully together
Built for business
Access your business account online however you like, wherever you are.
Easy integration
Connect with Quickbooks, and take control of Making Tax Digital with Xero accounting software free for 6 months. Terms and conditions apply.
Manage your money
Your ins and outs managed and your spending sorted with our money management tools.
Tap, touch ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.
Start up let's go
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Free online deep-dive sessions and paid ScaleUp programmes that help owners navigate the trickier subjects like marketing, brand building, raising finance and legal or HR challenges.
Discover moreIndependent service quality survey results
Business Current Accounts - published February 2026
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*).
The results represent the view of customers who took part in the survey.
View the full set of results* SMEs include businesses, clubs, charities and societies with an annual turnover/income of up to £25 million (exclusive of VAT and other turnover-related taxes).
Overall service quality
We asked customers how likely they would be to recommend their business current account provider to other SMEs.
Ranking
Don't miss a beat
The how, why and what of Making Tax Digital
HMRC's new tax reporting rules are here. If you're not sure what the changes mean for you, here's your guide to what you need to know and do.
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