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Our lending criteria

Portfolio landlords

We support mortgage applications from landlords with four or more mortgaged buy-to-let properties.

Find out more about Portfolio Landlord mortgages

Why choose one of our mortgages?

Need more help

We understand that there's a lot to consider when becoming a landlord, so check out our useful buy-to-let guides.

Find out more

Already have a mortgage with us?

If your current mortgage deal is coming to an end, see if our new mortgage rates could save you money.

Find a deal

Like to talk to us?

Speak to a dedicated mortgage advisor

New customers

Call us to discuss our range of mortgages

0330 311 4788

We're here from 8am - 6pm Monday to Friday, 9am - 2pm Saturday.

Existing customers

Call us to discuss our range of mortgages

0330 127 7980

We're here from 8am - 6pm Monday to Friday, 9am - 1pm Saturday.

03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Arrange a callback

Not convenient now? Book a free callback at a time to suit you.

Frequently asked questions

To make things as straightforward as possible, it would be great if you have the following to hand for all applicants:

After you’ve applied for your mortgage, you just need to sign and return the application form and pay any applicable fees.

Once returned to us, your application will be assessed by an underwriter, and we'll keep you updated throughout the process.

Your first mortgage payment will be due on the 7th of the month following completion.

View more frequently asked questions about mortgages

Need help?

More reasons to choose Virgin Money

Virgin Money Lounges

Enjoy exclusive membership to our Virgin Money Lounges. Help yourself to free tea and coffee, use our Wi-Fi and iPads and take some time for yourself or relax with friends.

We've brought our Lounges to London, Edinburgh, Glasgow, Norwich, Sheffield and Cardiff, with more on the way.

Discover our lounges
Your Mortgage Awards 2019 -2020. Best buy-to-let mortgage lender. Virgin Money

Your Mortgage

Best buy-to-let mortgage lender 2019 - 2020

Mortgage Finance Gazette awards 2020 - winner best buy-to-let lender.

Mortgage Finance Gazette

Best buy-to-let lender 2020

When you join the Virgin Money family, you get extra special deals across the wider Virgin Group. So you can save on everyday essentials, as well as bigger things - like days out, dream holidays and amazing adventures. Terms apply.

Discover our discounts

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