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If you're worried about the impact of coronavirus on you or your business, we want to reassure you that we're here to help. Our help section has the latest information about how we can support you and will be regularly updated as the situation changes.

View our coronavirus help

If you do need to contact us, please be aware that we’re receiving a higher number of calls than usual. Our priority is to protect our services for those customers that need us most so we ask that if your visit or call is not urgent, you leave the way clear for to us help them first.

Our Online Service is available as usual. And if you need our support and really need to speak to someone, please call, but bear in mind that you’ll need to wait longer than usual.

Phone numbers and opening hours

As more of our colleagues become personally affected by the coronavirus situation, we have had to make some changes to our call centre opening hours. We'll keep this page updated as the situation changes and you can also follow us on social media for regular updates.

Business

All customersPhone numberInformation & opening hours
General enquiries

Business Current Accounts, Business Cash Management, Notice & Term Deposit Savings Accounts
0800 345 73657am - 9pm Monday to Saturday
10am - 5pm Sunday
Telephone banking self service remains 24 hour
General enquiries

Business Access & Fixed Rate Savings Accounts
0345 606 76878am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
General enquiries

Charity, Club and Society Current Accounts, Charity Instant Access, Notice and Term Deposit Savings Accounts
0800 345 73657am - 9pm Monday to Saturday
10am - 5pm Sunday
Telephone banking self service remains 24 hour
Virgin Money Business Team & Business Internet Banking Helpdesk0800 756 08008am - 6pm Monday to Friday

All customersPhone numberInformation & opening hours
General enquiries
(For customers outside the UK)
+44 141 951 73208am - 8pm Monday to Saturday
10am - 5pm Sunday
Telephone banking self service remains 24 hour
General enquiries
(Minicom ® users) The Minicom service uses a small electronic typewriter and screen linked to a telephone system, enabling our customers with hearing or speech difficulties to send and receive messages with our customer service team.
0800 345 7365 to register*
0800 678 3528 for registered customers**
8am - 8pm Monday to Saturday
10am - 5pm Sunday
Telephone banking self service remains 24 hour
Business Internet Banking Helpdesk0800 756 08008am - 6pm Monday to Friday
Virgin Money Business Team / Business Direct
(For customers outside the UK)
+44 141 229 26268am - 6pm Monday to Friday
Lost and stolen cards0800 456 12477am - 9pm Monday to Saturday
10am - 5pm Sunday
Lost and stolen cards
(For customers outside the UK)
+44 141 951 73207am - 9pm Monday to Saturday
10am - 5pm Sunday
Suspected fraud0800 345 7365Or visit our fraud prevention and security centre

Cards

Got a question?

Before you call, you might be able to do what you wanted in the app, or right here online. You can get the Virgin Money credit card app here if you don't have it yet.

What can I do in the app?
  • Manage your direct debits
  • Make payments
  • Make a balance or money transfer
  • Freeze your new card
  • Order a new card if your card is lost, stolen or damaged
  • Reset your password or change your passcode
What can I do online?

We've made it easy to make changes to your account online. Use our quick online forms to manage your credit limit, cancel your direct debit, change marketing or statement preferences or close your account. Open the forms hub.

Where can I get help using my card and app?

Our credit card help centre has lots of information to help you get the most out of your Virgin Money credit card.

For anything else, call us on one of the numbers below:

Reason for callingPhone numberInformation & opening hours
Lost or stolen cards0800 011 321024 hours a day, 7 days a week
Text for info (Check your balance, transactions or bill)Text BAL, TRAN or BILL plus the last 4 digits of your card (eg.BAL1234) to 8830024 hours a day, 7 days a week
Credit Card Mobile App helpdesk0800 328 35798am - 6pm Monday - Friday
9am - 3pm Saturday
Money worries0800 028 66928am – 8pm Monday to Friday
8am – 1pm Saturday
Calling from abroad+44 2037 803 65124 hours a day, 7 days a week
Card servicing0800 011 32108am - 8pm Monday - Saturday
10am - 5pm Sunday
Reason for callingPhone numberInformation & opening hours
Lost or stolen cards0800 085 321024 hours a day, 7 days a week
Text for info (Check your balance, transactions or bill)Text BAL, TRAN or BILL plus the last 4 digits of your card (eg.BAL1234) to 8830024 hours a day, 7 days a week
Credit Card Mobile App helpdesk0800 328 35788am - 6pm Monday - Friday
9am - 3pm Saturday
Virgin Atlantic Flying Club0344 412 241424 hours a day, 7 days a week
Calling from abroad+44 2037 803 67124 hours a day, 7 days a week
Card servicing0800 085 32108am - 8pm Monday to Saturday
10am - 5pm Sunday
Reason for callingPhone numberInformation & opening hours
Prepaid Mastercard0333 900 50058am - 7pm Monday to Friday
9am - 5pm Saturday
Prepaid Travel Money Mastercard0207 118 221124 hours a day, 7 days a week

Calling from abroad

Existing customers

Existing customersPhone numberInformation & opening hours
Prepaid Mastercard+44 333 900 50058am - 7pm Monday to Friday
9am - 5pm Saturday
Prepaid Travel Money Mastercard+44 207 118 221124 hours a day, 7 days a week

Current Accounts

Got a question?

Before you call, save time by checking if we’ve already answered your query.

View Virgin Money Current Account questions and answers
Existing customersPhone numberInformation & opening hours
General enquiries0800 121 73657am - 9pm Monday to Saturday and 10am - 5pm Sunday
Calling from abroad+44 141 221 73007am - 9pm Monday to Saturday and 10am - 5pm Sunday
Lost or stolen debit cards0800 121 7365
You can also report your card lost or stolen via internet banking or the mobile app.
7am - 9pm Monday to Saturday and 10am - 5pm Sunday
Got a question?

Before you call, save time by checking if we’ve already answered your query.

View Essential Current Account questions and answers
Existing customersPhone numberInformation & opening hours
General enquiries0345 600 61038am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Calling from abroad+44 141 621 57988am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Lost or stolen debit cards0800 012 1512
(+44 141 621 5798 if calling from abroad)
24 hours a day, 7 days a week
I'm not sure which current account I have
 Sort CodeAccount opened
Current Accounts (except Essential Current Account or any account opened with Northern Rock)Starts with 05 or 82After 2 December 2019 or you originally opened your account with Yorkshire Bank or Clydesdale Bank.
Essential Current Account08-60-64Before 20 October 2019 (or you originally opened your account with Northern Rock)

Savings

New customers

New customersPhone numberInformation & opening hours
Online customers0345 607 69918am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Postal, telephone and branch customers0345 606 76858am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday

If you've got something general to ask, why not ask us a question through live chat. Just remember that we can't chat specifically about an account you have with us.

Existing customers

Existing customersPhone numberInformation & opening hours
Online customers0345 608 16048am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Postal, telephone and branch customers0345 600 73018am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Lost and stolen account documentation0800 012 1440
(+44 141 621 5801 if calling from abroad)
24 hours a day, 7 days a week
Calling from abroad+44 141 621 56208am - 6pm Monday to Friday
8am - 3pm Saturday
10am - 1pm Sunday
Reason for callingPhone numberInformation & opening hours
General enquiries0800 028 48368am - 6pm Monday to Friday
9am - 1pm Saturday
Closed Sunday
Existing customersPhone numberInformation & opening hours
Customer Services0800 22 24 26Monday to Friday 8am - 6pm
Saturday 9am - 1pm
Closed Sunday
Calling from abroad+44 41 248 7070Monday to Friday 8am - 6pm
Saturday 9am - 1pm
Closed Sunday
Internet Banking Helpdesk0800 345 7365Monday to Saturday 7am - 9pm
Sunday 10am - 5pm

Loans

Got a question?

Before you call, why not save time by checking if we've already answered your query by viewing our questions and answers.

Reason for callingPhone numberOpening hours
Personal loan enquiries0800 707 6471 or +44 141 951 7320 if calling from abroadMonday to Friday 8am to 6pm and Saturday 9am to 1pm
To speak to our financial care team0800 141 2261Monday to Friday 8am to 9pm and Saturday 8am to 5pm
To discuss a bereavement0800 011 3238Monday to Friday 8am to 6pm

Mortgages

New customers

New customersPhone numberInformation & opening hours
To apply for a mortgage or to discuss your borrowing options0345 605 05008am - 6pm Monday to Friday
9am - 2pm Saturday
Calling from abroad+44 141 621 58188am - 6pm Monday to Friday
9am - 2pm Saturday

Existing customers

Existing customersPhone numberInformation & opening hours
General enquiries0345 602 83018am - 6pm Monday to Friday
9am - 1pm Saturday
Calling from abroad+44 141 621 56258am - 6pm Monday to Friday
9am - 1pm Saturday

If you're an existing mortgage customer with us and have something general to ask, why not ask us a question through live chat. Just remember that we can't chat specifically about an account you have with us through this service.

If you’re a Solicitor looking to contact us to request a Redemption Statement please use our online facility.

For any queries relating to pre and post application, call your dedicated Regional Service Team.

New Build0345 600 1477*
North0345 600 1706*
South0345 601 0680*
East0345 606 0301*
West0345 605 7025*

Your dedicated Regional Service Team are policy experts and have access to underwriters. Call them if you have a query about any of the following:

  • New business criteria enquiries
  • Declined decision in principles or applications
  • A loan amount generated
  • An application already submitted
  • Help or support with our online application system Virgin Money Online (VMO)
  • Product transfers on an existing Virgin Money mortgage

For more information please visit virginmoneyforintermediaries.com Link opens in a new window

* Lines are open 9:00am to 5:00pm Monday to Friday, excluding Wednesdays when we are open 9:30am to 5:00pm and Bank Holidays. Calls to 03 numbers cost the same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. Calls may be monitored and recorded.

Existing customers

Existing customersPhone numberInformation & opening hours
General enquiries0345 600 66228am - 6pm Monday to Friday
9am - 2pm Saturday

Investments and Pensions

New customers

New customersPhone numberInformation & opening hours
New customers03456 10 20 208am - 9pm Monday to Friday
9am - 6pm Saturday

Existing customers

Existing customersPhone numberInformation & opening hours
General enquiries03456 10 20 308am - 9pm Monday to Friday
9am - 6pm Saturday
Automated balance enquiry0800 917 97 91
Calling from abroad+44 1268 443 956

New customers

New customersPhone numberInformation & opening hours
New customers03456 10 20 408am - 9pm Monday to Friday
9am - 6pm Saturday

Existing customers

Existing customersPhone numberInformation & opening hours
General enquiries03456 10 20 308am - 9pm Monday to Friday
9am - 6pm Saturday
Automated balance enquiry0800 917 97 91
Calling from abroad+44 1268 443 956

Insurance

New customers

New customersPhone numberInformation & opening hours
New customers0330 400 12509am to 5pm Monday to Friday, including Bank Holidays

Existing customers

Existing customersPhone numberInformation & opening hours
To make a claim or speak to us about an existing claim0330 400 12659.00am - 5.00pm Monday to Friday
To make an emergency claim+44 207 748 890824 hours a day, 7 days a week
To renew or amend your policy0330 400 12499am to 5pm Monday to Friday, including Bank Holidays

Existing customers

Existing customersPhone numberInformation & opening hours
Started on or after 23 May 20170800 294 75758am – 8pm Monday to Friday
9am – 5pm Saturday
Started between 23 February 2015 and 1 December 20160345 604 33709am – 5pm Monday to Friday
Started between September 2009 - 23 February 20150345 602 91998.30am – 6pm Monday to Friday
Started between December 2005 - August 20090345 601 96458.30am – 6pm Monday to Friday
Started before December 20050800 073 17779am – 5pm Monday to Friday

Existing customers

Existing customersPhone numberInformation & opening hours
Existing policy enquiries and claims0345 601 96459am – 5pm Monday to Friday

Currency

Existing customers

Existing customersPhone numberInformation & opening hours
New orders0345 366 770524 hours a day, 7 days a week (excluding Christmas Day, Boxing Day and New Years Day).
Existing orders0345 366 770524 hours a day, 7 days a week (excluding Christmas Day, Boxing Day and New Years Day).

Make a complaint

At Virgin Money we are committed to providing a service of the very highest standard. Sometimes things can go wrong, and when they do, we want you to tell us so we can put them right as soon as possible. So if you’re unhappy with something, then please make sure you let us know by contacting us in any of the following ways:

By phone:
Contact us by calling us on one of the numbers listed below.

ProductPhone numberInformation & opening hours
Virgin Money Credit Cards0800 011 321024 hours a day, 7 days a week
Virgin Atlantic Credit Cards0800 085 321024 hours a day, 7 days a week
Virgin Money Current Account and M Account (Sort code starts with 05 or 82)0800 121 736524 hours a day, 7 days a week
Essential Current Account & accounts opened with Northern Rock (Sort code starts with 08)0345 600 61038am - 5pm Monday to Friday
9am - 1pm Saturday
Personal Loans0800 121 7365 Or if you're abroad +44 141 221 730024 hours a day, 7 days a week
Prepaid Cards
Mastercard0333 900 50058am - 7pm Monday to Friday
8am - 5pm Saturday
Savings
Cash ISA Exclusives0800 121 73657am - 9pm Monday to Saturday
10am - 5pm Sunday
Online customers0345 607 69918am - 5pm Monday to Friday
9am - 1pm Saturday
Post, telephone and Store customers0345 600 73018am - 5pm Monday to Friday
9am - 1pm Saturday
Business Accounts
Business Access & Fixed Rate Savings Account
0345 606 76878am - 5pm Monday to Friday

9am - 1pm Saturday
Business Current Accounts, Business Cash Management, Notice & Term Deposit Savings Accounts
0800 345 7365Call us using the telephone number at the top of your statement.

Telephone banking service:

8am - 9pm Monday to Friday

8am - 9pm Saturday

10am - 5pm Sunday
Complaints
(For customers outside the UK)+44 141 951 7320
8am - 9pm Monday to Friday
8am - 9pm Saturday
10am - 5pm Sunday
Investments & Pensions
For all products with account number starting with 'VIR'
0345 610 20308am - 9pm Monday to Friday
9am - 6pm Saturday
Mortgages0345 602 83018am - 5pm Monday to Friday
9am - 1pm Saturday
Home Insurance0330 303 11238.30am - 6pm Monday to Friday
Travel Insurance0330 400 13779am - 5:30pm Monday to Friday
Life Insurance
Started on or after 23 May 20170800 294 75758am - 8pm Monday to Friday
9am to 5pm on Saturdays
Started between 23 February 2015 - 22 May 20170345 604 33709am - 5pm Monday to Friday
Started between September 2009 – 22 February 20150345 602 91998.30am - 6pm Monday to Friday
Started between December 2005 – August 20090345 601 96458.30am - 6pm Monday to Friday
Started before December 20050800 073 17779am - 5pm Monday to Friday
Travel Money0345 366 770524 hours a day, 7 days a week
Virgin Money Giving03456 01 10 459am – 5.30pm Monday to Friday

In person:
Visit a Virgin Money Store Link opens in a new window or your Relationship Manager.

In writing:
Please write to us at:

Customer Assist Team
1st Floor Guildhall
57 Queen Street
Glasgow
G1 3ER

By email/online:
You can contact us by email at customerrelations@virginmoney.com . Please remember, information sent by email may not be secure, so we’d suggest you follow our policy of not sending any details of a personal or sensitive nature by email. Alternatively, if you have access, leave a message via your internet banking facility.

Our Complaints Process

You may find our Managing your Complaint leaflet (PDF, 298KB) Link opens in a new window useful should you need to make a complaint.

Complaints data

Information about our complaint volumes is available on our complaints data page.

We aim to resolve any concerns you raise with us internally. However, where you are not satisfied with our final response, you have the right to refer your case to the Financial Ombudsman Service.

Contact details for the Financial Ombudsman are as follows:

Address
Financial Ombudsman Service
Exchange Tower
London
E14 9SR

Phone:
0800 023 4567
Free for people phoning from a fixed line (for example, a landline at home)

0300 123 9 123
Free for mobile phone users who pay a monthly charge for calls to numbers starting 01 or 02

Email:
complaint.info@financial-ombudsman.org.uk

Web:
www.financial-ombudsman.org.uk Link opens in a new window

FOS provide an online complaint form which can be accessed here:

https://help.financial-ombudsman.org.uk/help Link opens in a new window

We aim to resolve any concerns you raise with us internally. However, if you are not satisfied with our final response and your complaint is not eligible for the Financial Ombudsman Service, you may be able to have your complaint reviewed by the Business Banking Resolution Service (BBRS).

The Business Banking Resolution Service (BBRS) is an independent organisation set up voluntarily by participating banks to resolve disputes between eligible larger SME business customers and their bank. The service is free to use and is available to business customers with unresolved disputes with participating banks.

If you are interested in finding out more information or using the service, please visit the BBRS website https://thebbrs.org/ Link opens in a new window or email contactus@thebbrs.org Link opens in a new window or call 0345 646 8825. Alternatively, you can write to the BBRS, 70 Fleet St, London EC4Y 1EU. Please note sending information by email is not a secure method of transferring information and confidentiality cannot be guaranteed

Other contact details

We are working in partnership with Macmillan Cancer Support to provide financial support for anyone affected by cancer. If this is you, please let our team know on your call so we can help. If you don’t feel ready to talk right now, you can find out more about the support available here Link opens in a new window or you can contact Macmillan directly on 0808 808 00 00.

Take a look at our dedicated technical help pages.

For Business Accounts serviced online using Business Internet Banking, please visit our Helpcentre Link opens in a new window.

If you’ve explored the suggestions on these pages, please call us using the relevant phone number for your product (see above).

So we can help you when you call, please have the following information to hand:

  • Details of the problem including any error messages.
  • Your operating system (e.g Windows 8 / MacOS 10.8 / Mavericks ) - older operating systems may not be supported by suppliers but we'll do our best to help.
  • Your internet browser and version number (Internet Explorer 10, Firefox 26, Chrome 31, Opera, Safari).
  • Any browser toolbars you're using (e.g Google Toolbar, CallingID).

If you are ever concerned about an email which claims to be from Virgin Money, please forward, preferably as an attachment to: report.phishing@virginmoney.com

Phone numberCall charges and information
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

Talk to us on Social Media

If you want to keep in touch with us via Facebook or Twitter, it’s easy to do.

Facebook

 /VirginMoneyUK Link opens in a new window

Twitter

 /VirginMoneyUK Link opens in a new window

 @AskVirginMoney Link opens in a new window

 @VirginMoney Link opens in a new window

If you have question about a Virgin Money product our digital care team are here to help. You can talk to them through Facebook Messenger via our Facebook Page, or through Twitter via @AskVirginMoney

Important Information

  • Never disclose any financial or private/personal information on social media.
  • Virgin Money will never ask for account information, passwords or PINs via social media.
  • We're not responsible for the privacy and security policies or practices of the various social networks, and you should review their policies.
  • If you tweet us, we'll send a reply which will appear publicly on our profile page. If we can’t answer your question there and then we’ll usually ask you to send us a direct message (DM) or an email with your contact information so we can contact you directly or investigate your question.
  • Our social media accounts are verified and show the appropriate ‘verified’ mark. Please check for this and ensure you’re only contacting a genuine Virgin Money account.