Moving home

To make things as straightforward as possible, it would be great if you have the following to hand for all applicants:

• Income details
  • If employed you will need:
    • Gross annual salary, bonus & overtime
  • If you are self-employed:
    • Last 2 years’ net profit/director’s salary.
    • Last 3 months’ business bank statements.
    • A completed Self-Employed Supplementary Form Link opens in a new window where the most recent accounts have a year-end date of 31.12.2020 or earlier. Where the latest accounts are from 2021 or later we do not need a completed Self-employed Supplementary Form.
• UK address history for the last 3 years
• Details of your monthly expenditure (PDF, 80.05KB) (your bank statements will come in handy here)
  
  Monthly Expenditure PDF opens in a new window Link opens in a new window
• Details of any credit commitments (including payments, balances and interest rates)
• Pension payments from your payslip

After you’ve applied for your mortgage, you just need to sign and return the application form and pay any applicable fees.

Once returned to us, your application will be assessed by an underwriter, and we'll keep you updated throughout the process.

Your first mortgage payment will be due on the 7th of the month following completion.