For the super savers
Saving up for a holiday or just a rainy day? We'll boost your balance with our red-hot savings rates.
4.61%
AER1 Tax-free34.51%
AER1 Tax-free3A credit card offer for current account customers
Open a Virgin Atlantic Reward Credit Card, make a purchase in the first 90 days and earn 5,000 Virgin Points to put towards your next getaway. Terms apply2.
Representative 26.9% APR (variable).
View card offerPut your home in our hands
Exclusive mortgage rates through our Current Account Reward mortgages. First-time buyers, remortgagers and house-movers are all welcome.
View mortgage offerChild bank account
Get a child bank account for your 11 to 15s
It’s a proper bank account that comes with a debit card and a nifty app. And, it’s all for free.
View M Power AccountAnd it doesn’t end there
We reward Virgin Money customers with cashback and access to Virgin Red. From time to time we also have other offers available. Check the 'Discover' section of the Virgin Money Mobile Banking app for more info.
Cashback on travel insurance
Planning a trip? You can get a sizzling 10% cashback on Virgin Money travel insurance.
Other cashback offers
Earn money while you spend with Virgin Money Cashback. Check the app for latest offers, and then watch your balance build.
Virgin Red
Turn the things you do already into Virgin Points. There are over 150 ways to rack up points and you can spend them on things like flights, gigs or nights away.
Apply for an account and unlock our exclusives
M Plus Account
No monthly fee for maintaining the account
- 1.00% AER4 on your current account balance up to £1,000
- 2.50% AER5 on your linked saver balance up to £25,000
- Cashback from selected retailers
- £0 fees when you use your card overseas
Club M Account
£12.50 monthly fee for maintaining the account
- All features from the M Plus Account
- Worldwide family multi-trip travel insurance
- Breakdown cover
- Mobile and gadget insurance
If you're 16 or over and we're not able to offer you one of our standard current accounts, our M Account may be a good option.
Footnote 1. AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest is the interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.
Footnote 2. Credit is available, subject to status, only to UK residents aged 18 or over. You can take up this offer if you have one of these Virgin Money Current Accounts: M Current Account, M Plus Current Account, Club M Current Account, Private Current Account, Current Account Tracker or Current Account Control. You can still take up the offer if you already have a Virgin Money Credit Card, unless it’s the Virgin Atlantic Reward Credit Card. This offer is available on an ongoing basis until we withdraw it. You must apply for our Virgin Atlantic Reward Credit Card. You’ll need to do this by either using the link from the email we send you or using the link available in our Current Account app. If you follow these terms and we accept your application for the Card, we’ll give you 5,000 bonus Virgin Points. All you need to do is make a purchase using your new Card within the first 90 days. There’s no minimum spend requirements. Full offer terms can be found here.
Footnote 3. The tax-free rate is the contractual rate of interest payable where interest is exempt from income tax.
Footnote 4. Interest rate of 1.00% AER (1.00% gross per annum variable) interest rate, paid monthly, on your M Plus Account balance up to £1,000. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. Gross rate interest is the interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.
Footnote 5. Interest rate of 2.50% AER (2.48% gross per annum variable) on savings balances up to £25,000, and 2.00% AER (1.99% gross) on any balances above £25,000. Interest paid quarterly. AER stands for Annual Equivalent Rate and shows what the interest rate would be if interest was paid and added to the capital balance each year. Gross rate interest is the interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.