Business Current Accounts
Accounts to build your business on
Explore our Business Current Accounts, including the popular Five Star Rated M Account for Business
Important information
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Our Business Current Accounts
M Account for Business
No monthly fee and free day-to-day digital banking
- For businesses with an annual turnover of less than £1 million
- Awarded a Five Star Rating by Moneyfacts plc.
- 0.25% Cashback and discounts on business purchases when you use your Debit Card*
- Current account switch guarantee
Business Current Account
25 months' fee free for eligible customers
- For businesses with an annual turnover of less than £6.5 million
- Awarded a Five Star Rating by Moneyfacts plc.
- 0.35% Cashback and discounts on business purchases when you use your Debit Card*
- Current account switch guarantee
Business Choice Account
- For businesses with an annual turnover of over £6.5 million
- 0.35% Cashback and discounts on business purchases when you use your Debit Card*
- Discounts on business purchases*
Professional Firms Client Account
- Hold and manage client funds
- No monthly fee for designated client accounts
- Make unlimited deposits and withdrawals
* Terms and Conditions apply to both the Cashback and Discounts on business purchases.
Our Five Star Rated current accounts
We don't like to brag, but it's good for you to know that our M Account for Business and Business Current Account have been awarded the highest rating from Moneyfacts Group plc of Five Stars based on standout features, which set us apart from the rest of the market.
M Account for Business
Five Star Rated account for businesses with a turnover of less than £1 million.
- No monthly account fee as well as free day-to-day online banking
- Open and manage your account online
- Earn Cashback and business savings on Debit Card transactions
For businesses with an annual turnover less than £1 million. Excludes international and CHAPS payments. Turnover more than £1 million? Check out our Business Current Account.
Terms and Conditions apply to both the Cashback and MasterCard Business Savings.
Take control with our digital tools
Business Internet Banking and our mobile app work beautifully together
Built for business
Access your business account online however you like, wherever you are.
Easy integration
Connect to Xero, Quickbooks and more to make life a little easier.
Manage your money
Your ins and outs managed and your spending sorted with our money management tools.
Tap, touch ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.
Entrepreneurs, it takes one to know one
We're Virgin first, so our love of service always shines through our team of business experts.
You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
Information about our current account services
Got a question?
See the answers to the questions we get asked the most
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Banking services built for business
Use our map to find your nearest Virgin Money Store and the services it offers. You can book a meeting room or request an appointment online.
For everyday banking, find your nearest Post Office or Banking Hub. Need better access to cash in your area? Request a cash assessment from LINK.
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Virgin StartUp
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Masterclasses and Scale Up events are paid for sessions that help owners navigate the trickier subjects like marketing, brand building raising finance and legal or HR challenges.
Discover more