Accounts to build your business on
Get down to business with our range of Business Current Accounts
Our business current accounts
Business Current Account
With 25 months' free day-to-day banking for eligible customers when you open or switch to this account.
Business Choice Account
The all-round current account to power your business if you have an annual turnover of over £6.5 million.
Professional Firms Client Account
Our client account is designed to help professional firms hold and manage client funds.
25 months' free day-to-day banking
You could qualify for it if you're a new business or just new to Virgin Money
- No monthly account fee
- No day-to-day transaction fees
- Earn Cashback on Debit Card transactions
- Get discounts with Mastercard Business Savings when you use your Debit Card at selected merchants
From 15th April 2021 this offer applies to new customers with a turnover of less than £6.5 million switching their main business current account or start ups opening first account within 12 months of beginning trading. Cash transaction limit of £250,000 p/a. Excludes international and CHAPS payments. At the end of the free banking period, you will move to our Business Banking Tariff Guide.
Terms and Conditions apply to both the Business Debit Card Cashback and Business Savings discounts on transactions from 1st May 2021.
An award winning account
We don't like to brag, but it's good for you to know that other people have given us the thumbs up.
Take control with our digital tools
Business Internet Banking and our mobile app work beautifully together
Built for business
Access your business account online however you like, wherever you are.
Easy integration
Connect to Xero, Quickbooks and more to make life a little easier.
Manage your money
Your ins and outs managed and your spending sorted with our money management tools.
Tap, touch ta-da!
Deposit cheques digitally and pay with Apple Pay and Google Pay.
Entrepreneurs, it takes one to know one
We're Virgin first, so our love of service always shines through our team of business experts.
You'll experience it every time you chat with our customer service advisers. You can call them 24/7. Or if you prefer, manage your money from your favourite armchair or cafe, thanks to our app and online banking.
Information about our current account services
Independent service quality survey results
Business Current Accounts - published August 2021
As part of a regulatory requirement, an independent survey was conducted to ask approximately 1200 customers of each of the 14 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*).
The results represent the view of customers who took part in the survey.
View the full set of resultsOverall service quality
We asked customers how likely they would be to recommend their business current account provider to other SMEs.
Ranking
Got a question?
See the answers to the questions we get asked the most
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Virgin StartUp
We work with Virgin StartUp to provide support, mentoring and training to our customers. They’re all about helping the founders of businesses get up and running and ultimately thriving.
There's meetup events for people thinking of starting up. Masterclasses and Scale Up events are paid for sessions that help owners navigate the trickier subjects like marketing, brand building raising finance and legal or HR challenges. The great news, Virgin Money customers receive exclusive access and discounts to these.
Discover more
A new generation of Stores built for business
Get ready for a whole new business banking experience. Pick a desk, any desk, and get stuff done in our new workspaces whenever you want a change of scenery.
Book rooms to meet and greet your clients. The coffee’s on us too.
Discover our Stores