Choose how you want to save
Looking for a fixed return or flexible access? Save in the most tax-efficient way.
Easy Access Savings
Our most flexible way to save. Pay money in and take money out whenever you want.
Limited Access Savings
Earn more interest on your money when you limit the withdrawals you make.
Fixed Rate Savings
Lock your savings away for a set period and know exactly how much you'll earn in interest at the end.
Save for their future, or get them saving nice and early.
Bank of England base rate
The Bank of England has decreased the base rate with effect from 19 March 2020.
The rate decreased from 0.25% to 0.1%. To find out more about this change to the base rate and how it might affect your savings and current account, please take a look at the questions and answers
More reasons to choose Virgin Money
Virgin Money Lounges
Enjoy exclusive membership to our Virgin Money Lounges. Help yourself to free tea and coffee, use our Wi-Fi and iPads and take some time for yourself or relax with friends.
We've brought our Lounges to London, Edinburgh, Glasgow, Norwich, Sheffield and Cardiff, with more on the way.Discover our lounges
We don't like to brag but it's good for you to know that other people have given us a thumbs up too. You don't just have to take our word for it. Here are a few awards we've won.
Best Cash ISA Provider (Moneyfacts Awards 2018 & 2019)
Best Multi-Channel Savings Provider (Savings Champion Awards 2019)
Best Direct Savings Account Provider (Your Money Awards 2019)
We're here to answer your savings questions. Chat online with one of our experts - or if it's out of hours, our handy Questions and Answers page is the place to go.View frequently asked questions
When you join the Virgin Money family, you get extra special deals across the wider Virgin Group. So you can save on everyday essentials, as well as bigger things - like days out, dream holidays and amazing adventures. Terms apply.Discover our discounts
Tools and information
Save with confidence
As we are covered by the Financial Services Compensation Scheme, savings with Virgin Money are covered up to £85,000 per person.View the FSCS guarantee