The Virgin Money
Current Account
Where the smart money goes.
Rated 'outstanding' by Moneyfacts.
You get a current account...
- Arranged Overdraft (subject to status)
- Apple Pay & Google Pay enabled contactless debit card
- Zero transaction fees wherever you spend worldwide
- Hassle-free switching, guaranteed
linked to a savings account
- Enjoy instant access to your savings
- Set up Savings Pots for your savings goals
- Move money from your current account to your savings in seconds
Current account
2.02%
AER1 (2.00% gross1 per annum variable) on balances up to £1,000, interest paid monthly.
Savings account
0.50%
AER1 (0.50% gross1 per annum variable) on your savings balance, interest paid quarterly.
Find out how to apply for this account
0% fees overseas
You might go charging around the world. We won't.
So whether it's ice creams in Cancun or snorkelling in St Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.
Spend all over
Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).
Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.
Pay with apple Link opens in a new window Pay with google Link opens in a new windowTake control of your money
With the Virgin Money app and Online Service.
- Sign in securely
- Use your face or fingerprint. Or prefer a passcode? That's fine.
- Master your money
- View transactions and sort your spending by category.
- Save savvily
- Set aside money for those must haves, with Savings Pots.
Currently you can only manage your account with us face to face in a few of our stores Learn more.
The serious bits
- Overdraft
- If you need one, use our calculator to find out exactly how much it will cost. Subject to status.
More about overdrafts - Rates and fees
- See the rates and fees of this account and read our straight-up small print.
Rates and fees - Security
- We're all over your online transactions to make sure it's really you making them.
More about security - Protecting your money
- View the FSCS guaranteeYour eligible deposits with Virgin Money are covered up to £85,000 per person.
Is this the right account for you?
You're good to go if you can tick off this list;
- You are 18 or over
- You have a good credit history
Not for you? You should consider our M Account
View our M Account