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You get a current account...

  • Arranged Overdraft (subject to status)
  • Apple Pay & Google Pay enabled contactless debit card
  • Zero transaction fees wherever you spend worldwide
  • Hassle-free switching, guaranteed

linked to a savings account

  • Enjoy instant access to your savings
  • Set up Savings Pots for your savings goals
  • Move money from your current account to your savings in seconds

Current account

0.50%

AER1 (0.50% gross1 per annum variable) on balances up to £2,000, interest paid monthly.

View the rates and fees

Savings account

1.00%

AER1 (1.00% gross1 per annum variable) on your savings account balance, interest paid quarterly. 

View the rates and fees

Find out how to apply for this account

Apply now

0% fees overseas

You might go charging around the world. We won't.

So whether it's ice creams in Cancun or snorkelling in St Lucia, we won't charge you extra to pay with plastic or take out cash, wherever you go. With no upper limit, the world's your oyster.

Spend all over

Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).

Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.

Pay with apple Pay with google

Take control of your money

With the Virgin Money app and Online Service

Sign in securely
Use your face or fingerprint. Or prefer a passcode? That's fine.
Master your money
View transactions and sort your spending by category.
Save savvily
Set aside money for those must haves, with Savings Pots.
Discover our app

Currently you can only manage your account with us face to face in a few of our stores Learn more

The serious bits

Overdraft

If you need one, use our calculator to find out exactly how much it will cost. Subject to status.

More about overdrafts

Rates and fees

See the rates and fees of this account and read our straight-up small print.

Rates and fees

Security

We're all over your online transactions to make sure it's really you making them.

More about security

Protecting your money

Your eligible deposits with Virgin Money are covered up to £85,000 per person.

View the FSCS guarantee

Ready to apply?

New application?

Read a quick recap, then apply.

Apply now

Already started?

Pick up where you left off.

Continue application

Or try now, switch later?

If you like, you can open your Virgin Money Current Account now, and try it out. Then, when you're sure it's the one for you, switch your old current account to us.

More on switching

Need some help?

Find answers

See the answers to the questions we get asked most.

Read FAQs

Ask questions

0800 678 3654

Or if you're abroad, call us on
+44 141 221 7300

We're here Monday to Friday 8am - 8pm,
Saturday 9am - 5pm, Sunday 10am - 5pm

Calls may be recorded for training and quality purposes.

Which account has your name on it?

This isn't the only current account we can offer you. To help you decide if it's the one for you, see how it stacks up against two others.

Compare accounts

[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.