Skip to main content
no request

The highlights

Earn Virgin Points to spend on flights, upgrades and so much more!

Virgin Points

  • Earn 3,000 bonus points with your first card spend, made within 90 days of taking out the card.
  • 0.75 Virgin Points or every 1 spent on everyday purchases.1
  • 1.5 Virgin Points for every £1 spent direct with Virgin Atlantic or Virgin Holidays.1

Travel perks

Transfers

  • No interest for 6 months on balance and money transfers from account opening. Applies to transfers made in the first 60 days. 3% transfer fee.3
  • Then 26.9% interest a year (variable).
  • Transfers made after the first 60 days have a 5% transfer fee.

Representative example

If you borrow £1,200 at a purchase rate of 26.9% (variable) a year, your representative APR is 26.9% APR (variable).

Representative example explainedView all rates and fees in the summary box (PDF, 40KB)

1The points you can earn each month are capped based on your credit limit. For example, if your credit limit is £5,000, you’ll earn points on the first £5,000 of card purchases in a month. If you spend more than that, then you won’t earn points on any additional spending. We’ll reset the counter every month on the date of your credit card statement. The cap doesn’t apply to bonus points. We'll add your points to your Flying Club account every month within 5 days of your credit card statement.

2Applies to transactions made in Euros, Swedish Kronor and Romanian Lei within the European Economic Area (EEA).

3If we do not receive the minimum payment when it is due we will withdraw the introductory promotional rate with effect from the start of that statement period.

You can do a balance transfer from a UK credit card or store card that has a Visa or Mastercard logo. You cannot do a balance transfer from another Nationwide or Virgin Money Credit Card.

You should not use your card to repay borrowing from Nationwide or Virgin Money. 

Standard features

  • Apple Pay and Google PayTM ready
  • Contactless payments
  • View your virtual card and PIN in the app

Before you continue

To complete your application, all you need is:

You're all set

Grab your bank account details and Flying Club number and let's go!

Virgin atlantic credit card

Award-winning

Best Credit Card Provider two years in a row!

Award badges for the YourMoney.com Personal Finance Awards. Winner of the Best Credit Card Provider 2025 and 2026.

The legal bits

Time to give your scrolly finger a workout

Reward Credit Card Flying Club Terms

You’ll need to make your minimum payment when it’s due. So it’s worth setting up a Direct Debit to meet your monthly repayment.

When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.

If you change any details you’ve provided in your main application, this might affect your eligibility for this card.

When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.

Credit is available, subject to status, only to UK residents aged 18 or over.

IOS is a trademark or registered trademark of Cisco in the US and other countries and is used under licence.

Apple Pay is a trademark of Apple Inc.

App Store is a service mark of Apple Inc.

Android and Google Pay are trademarks of Google LLC.

The Virgin Atlantic Credit Card is issued by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.

Nationwide is a building society, which means it’s a mutual – owned by its members and run for their benefit. A member is a Nationwide customer with a mortgage, current account, or savings account.  Currently, holding only a credit card does not make you a member.