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Don’t risk losing your home – keep up those mortgage repayments

Choose the right mortgage for you

 

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

With us already?

Everything you need to manage your Virgin Money mortgage.

Existing mortgage customers

Why choose a Virgin Money mortgage?

  • Mortgages available up to 95% LTV

    Deals available with just a 5% deposit.
  • Terms to suit you

    Fixed rate deals for 2 to 15 years.
  • Your own personal adviser

    Find your next mortgage with a dedicated expert.
  • Flexibility as standard

    You can make overpayments of up to 10% per year without an Early Repayment Charge and take payment holidays subject to our agreement.

Happier home buying for first timers

Our app will help you every step of the way.

Build your personal plan

Get help to create a personal plan that fits your circumstances and ambitions.

Meet your own digital coach

It expertly guides you through each step of the home buying maze.

Keep on track

It shows you exactly where you are on your journey and what you could do next with a helpful checklist.

Knowledge is power

Dive into the detailed guides on everything you need to know.

Discover the app

Check you’re mortgage ready

Stepping up your search? Take five minutes and see how much we may lend you, without affecting your credit score.

Check now

Fancy a chat?

Our mortgage advisers are here to answer your questions, talk through your needs and help you through the process.

Not convenient now?

Book a free callback at a time to suit you

Arrange a callback

New customers

0345 605 0500

Opening times

We're here from 8am - 6pm Monday to Friday, 9am - 2pm Saturday.

Existing customers

0345 602 8301

Opening times

We're here from 8am - 6pm Monday to Friday, 9am - 1pm Saturday.

NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Tools and information

Explore Brighter Money