YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
Our range of mortgages
Buying your first home is an exciting time, we have a range of mortgages to help.
Thinking of Buy-to-let? View our range of award-winning buy-to-let mortgages.
If you're looking for a new mortgage deal, we have a range of options.
If you're planning to move home, we can help you every step of the way.
Check your eligibility in 5 minutes
See if you're eligible and how much you can borrow without affecting your credit rating.
Check nowLooking to switch your deal?
If your Virgin Money mortgage deal is coming to an end, see if our current mortgage rates could save you money.
Switch nowWhy choose a Virgin Money mortgage?
- Terms to suit you
Fixed rate deals for 2 to 15 years. - Your own personal adviser
Find your next mortgage with a dedicated expert. - Great customer service
9/10 customers who spoke to an adviser said we’re easy to do business with. - Here for you 7 days a week
Call us for support and advice - we're happy to help.
Like to talk to us?
Give one of our dedicated mortgage advisors a call and they will be happy to help you choose the right mortgage for your needs.
New customers
Call us to discuss our range of accounts on
0330 311 4788
We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.
Existing customers
Call us to discuss our range of accounts on
0330 127 7980
We're here from 8am to 8pm Monday to Friday and 9am to 1pm Saturdays.
| Number | Cost |
|---|---|
| 03 numbers | Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. |
| 084 numbers | Maximum of 7p per minute, plus your phone company's access charge. |
| 087 numbers | Maximum of 13p per minute, plus your phone company's access charge. |
| 0800 numbers | Free from UK landlines and personal mobile phones. |
Need help?
View our most frequently asked questions about mortgages.
Mystified by mortgages? Our helpful calculators and tools can help you.
Bank of England base rate changes
Information about changes to the base rate and how it may affect you.
This same document is being used across the industry to help customers compare mortgages.
Helpful information when applying for a Virgin Money residential mortgage.
Helpful information when applying for a Virgin Money buy-to-let mortgage.
More reasons to choose Virgin Money
Virgin Money Lounges
Enjoy exclusive membership to our Virgin Money Lounges. Help yourself to free tea and coffee, use our Wi-Fi and iPads and take some time for yourself or relax with friends.
We've brought our Lounges to London, Edinburgh, Glasgow, Norwich, Sheffield and Cardiff, with more on the way.
Discover our lounges
Your Mortgage
Best buy-to-let mortgage lender 2019 - 2020
Mortgage Finance Gazette
Best buy-to-let lender 2020
When you join the Virgin Money family, you get extra special deals across the wider Virgin Group. So you can save on everyday essentials, as well as bigger things - like days out, dream holidays and amazing adventures. Terms apply.
Discover our discounts