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Your Money Stocks and Shares ISA award-winner six years running.

YourMoney Best stocks and shares ISA provider

Better together


Wouldn't it be good to see all your ISAs working hard for you in one place?

Transferring your ISAs to our Stocks and Shares ISA can make them simpler to manage – giving you a clearer view of how they’re performing.

Moving to a Virgin Money ISA is easy – just choose your investing approach, tell us which ISAs you’d like to transfer and we’ll do the rest.

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.

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Let’s get moving

It’s easy to get started in just a few minutes.

See how much your money could grow

Our Stocks and Shares ISA calculator is the quick and easy way to see how bright your financial future could be.

Stay in control with our Online Service and app

Making it easy to keep track of your investments wherever you are.

Find out more about online service
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The serious bits

Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.

More about our charges
Our Terms
Everything you need to know, explained clearly. Includes the Key Features of the Stocks and Shares ISA and how we use your personal information.

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Protecting your money
In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.
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Find out about the FSCS
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The ins and outs

It's easy to transfer your existing cash ISA and stocks and shares ISAs to us. Sorry, we can't accept transfers of Help to Buy, Innovation Finance, Lifetime or Junior ISAs.

Here's a few tips when transferring your cash and stocks and shares ISAs:

See how much your money could grow

Use our quick and easy calculator to see how bright your financial future could be.

Stocks and Shares ISA calculator

Ready to apply?

If you know enough about our Stocks and Shares ISA and just want to get going, click below.

Choose your approach

A million reasons to invest with us

Every month from September to December 2023, we’re giving one lucky winner one MILLION Virgin Points to spend on incredible rewards with Virgin Red. Plus, four runners-up will win 400,000 Virgin Points. Invest £1,000 in a Stocks & Shares ISA to enter. Terms apply.

Find out moreabout this prize draw Virgin Red logo.

Got a question?

We've got the answer.

You can transfer ISAs from previous tax years to Virgin Money without affecting this year's ISA allowance. If you want to transfer an ISA that you've contributed to in the current tax year, it counts towards your annual allowance – and remember you have to transfer all of it. If your ISA has been open for more than one year, you don’t have to transfer the whole value of it.

That depends on the type of investments you have and who your provider is. Sometimes it can take a few weeks, but we'll make it as quick and easy as we can. Here's how it works.

You give us details of the account(s) you want to transfer – including your current provider, your plan or account reference and the amount you want to transfer.

We'll contact your existing provider and usually get everything sorted online. Some providers won’t accept a digital signature, so we might get in touch again to ask you to sign and return a transfer form by post.

You'll be able to track the progress of your transfer in Online Service and we'll let you know when everything's complete.

You can transfer as many ISAs as you like from previous tax years. Just give us the details when you apply, or transfer them one at a time once you've opened your account.

A few things to remember:

  • you can't transfer a Help to Buy ISA, Innovative Finance ISA or Junior ISA
  • you can't have two stocks and shares ISAs in the same tax year
  • if you want to transfer an ISA that you've contributed to in the current tax year, you have to transfer the whole value of it
  • If the ISA you are transferring is not from the current tax year, you don't have to transfer the whole value of it
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