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Better together

 

Wouldn't it be good to see all your cash working hard for you in one place?

Transferring your investment accounts to Virgin Money can make them simpler to manage – giving you a clearer view of how they’re performing.

Moving to us is easy – just choose your investing approach, tell us which accounts you’d like to transfer and we’ll do the rest.

  • Straightforward

    No jargon, no waffle, just three no-nonsense investment choices.

    See our approaches

  • Good value

    Our experts invest your money worldwide to reduce risk and help it grow, at a fair price.

    Learn more about charges

  • Responsible

    We make investment decisions that consider people and the planet.

    See how we invest responsibly

  • Rewarding

    Treat yourself with rewards from the Virgin family and beyond.

Remember, the value of investments can go up and down, so you may get back less money than you put in. Tax depends on your individual circumstances and the regulations may change in the future.

Let’s get moving

It’s easy to get started in just a few minutes.

  1.  
    Choose how you’d like to grow your money

    Select your investing style (from Cautious to Adventurous) then our experts take care of the rest.

  2.  
    Open an account and tell us about the investment accounts you’d like to transfer

    The more info you can give us about the investment accounts you’d like to transfer to us, the quicker it should be to move your money.

    Check before you transfer
  3.  
    That's it, nothing more to do

    We'll be in touch if we need more info, and we'll let you know as soon as your money lands in your account

Our 3 approaches

Discover which approach matches the ups and downs you're comfortable with when growing your money in the longer term

Cautious growth

Balanced growth

Adventurous growth

A lower-risk way to invest long term. Fewer ups and downs, lower potential returns, fewer sleepless nights.

The potential to grow your money with a few more ups and downs along the way. The Goldilocks choice.

Investment confident? This one's got more ups and downs for higher potential returns. Go big or go home.

Compare our approaches

Learn about investing

Get to grips with investing with helpful tips, guides and videos from our investment experts.

Check it out

The serious bits

Charges
Our charges are 0.75% in total each year, based on the value of your account. This is made up of two clear and simple charges. An Account Charge of 0.30% for managing your account and an Annual Management Charge of 0.45% for managing your investments.

More about our charges
Our Terms
Everything you need to know, explained clearly. Includes the Key Features of the Investment Account and how we use your personal information.

Terms        Our funds and charges
Security
We help keep you safe online with our extra level of protection.

More about security
Protecting your money
In the unlikely event we can’t meet our financial obligations, you may be entitled to compensation from the Financial Service Compensation Scheme (FSCS) up to a maximum value of £85,000.
FSCS logo

Find out about the FSCS
Fund Value Assessment report
An evaluation of our funds' value for money and performance. Its purpose is to report on whether we believe we are providing good value. It also outlines our plans if there are things we think we can improve.

Find out about the Fund Value Assessment report
A picture of a woman holding a red umbrella during what seems to be autumn

Heads up

A couple of things to keep in mind when you're transferring existing investment accounts to us.

  • Your investments will be cashed in first and transferred to us as cash
  • Before requesting a transfer just check for charges with your current provider
  • We’ll process your transfer as quickly as possible but, just so you know, transferring between providers can take several weeks
  • We’ll transfer your current Investment Account to us in cash, so your current investments will be sold first. You’ll be out of the market until your transfer completes. This means you won’t lose out if markets fall but, likewise you won’t benefit if markets rise

See how much your money could grow

Use our quick and easy calculator to see how bright your financial future could be.

Investment calculator

Ready to apply?

If you know enough about our Investment Account and just want to get going, click below.

Choose your approach
Apply
Apply
Apply

Got a question?

We've got the answer.

That depends on the type of investments you have and who your provider is. Sometimes it can take a few weeks, but we'll make it as quick and easy as we can. Here's how it works.

You give us details of the account(s) you want to transfer – including your current provider, your plan or account reference and the amount you want to transfer.

We'll contact your existing provider and usually get everything sorted online. Some providers won’t accept a digital signature, so we might get in touch again to ask you to sign and return a transfer form by post.

You'll be able to track the progress of your transfer in Online Service and we'll let you know when everything's complete.

You can transfer the value of existing investment accounts or general investment accounts into your Virgin Money Investment Account – when you apply or later on. Just remember, your current provider will need to sell your investments and transfer the value of them to us as cash. So you will be out of the market for a short time while the transfer is happening.

You can make payments into your Investment Account by:

  • Debit card - if you're making a single payment.
  • Direct debit - if you're making regular monthly payments.
  • Transferring another investment account (or general investment account) to us.
  • You can stop, start or change your payments whenever you like.
View more questions and answers