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Welcome to brighter investing

If you joined us before January 2023, you'll be pleased to hear your new and improved investments service is up and running. More features, more security, less hassle.

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Questions and answers

You can make payments into your ISA by:

  • Debit card – if you're making a one-off payment.
  • Direct debit – if you're making monthly payments.
  • Transferring another ISA to us – you can transfer cash ISAs and stocks and shares ISAs from other providers, in part or in full. If you transfer a stocks and shares ISA you'll be transferring the cash value, not the investments themselves - this means your money will be 'out of market' whilst the transfer is made.

You can stop, start or change your payments whenever you like – as long as you don't go over your ISA allowance for that tax year.

If you opened your account before 1 January 2023.

You may also be able to make payments by cheque.

The current ISA allowance is £20,000 for each tax year. You don't have to invest it all in one ISA – you can spread your money around. For example, you might put some into a cash ISA and some into a stocks and shares ISA.

Remember, you're responsible for making sure you don't put more than the current allowance into your ISA(s) each year. You can keep up to date with the current allowance at gov.uk.

If you have ISAs from previous tax years, you can transfer them to a Virgin Money ISA and that value won’t count towards your annual allowance.

You can transfer your cash or stocks and shares ISAs into your Virgin Money Stocks and Shares ISA. Just select Transfer when you apply, or from your dashboard within Online Service once your new ISA is open.

You can't transfer Help to Buy, Innovative Finance, Lifetime ISAs, Junior ISAs or a current tax year ISA that contains life insurance.

If you opened your account before 1 January 2023

If you want to make a transfer and don't use Online Service just give us a call and we'll help.

Follow the links from our funds page for detailed information about each fund's performance.

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Other important information