Virgin Money credit cards
Putting all our cards on the table
Find the credit card that's right for you. Our eligibility checker won't impact your credit score.
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Find me a card that lets me
Earn Virgin Points
Earn points whenever you spend on your Virgin Atlantic Credit Card. Swap points for flights, upgrades and so much more.
Representative 26.9% APR (variable).
Transfer a balance
Move all your current credit card debts to just one card.
Representative 24.9% APR (variable).
Transfer a balance and make everyday purchases
If you're looking to spend on your card - at home or abroad - and transfer a balance, do it all with one card.
Representative 24.9% APR (variable).
Earn cashback
Earn 1% cashback for the first 90 days. 0.25% cashback after that. Up to £15 cashback a month.
Representative 24.9% APR (variable).
Credit is available, subject to status, only to UK residents aged 18 or over. Fees may apply.
Apply and fly!
Earn up to 36,000 bonus Virgin Points when you apply for a Virgin Atlantic Reward+ Card. Swap for flights and upgrades for your next adventure.
Representative 69.7% APR (variable). Annual fee and terms apply. Offer available until 13 October 2025. Minimum spend required for maximum bonus points. Credit subject to status.
Virgin Atlantic Credit CardsExisting Customers
Learn how to manage your account like a pro with our guides, and make changes easily using our online forms.
Need some support?
Whether you're dealing with money worries or something else that's making it harder to bank with us, we're here to help.
Show your true colours
Show your love for the club and get the chance to win rewards with the Manchester United Credit Card.
Representative 24.9% APR (variable).
Find out more
Check your eligibility
Before you apply, use our card checker
- know your chances of being accepted
- it only takes a few minutes
- it won't affect your credit score
To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibilityAward-winning
Voted best credit card provider at the YourMoney.com Personal Finance Awards 2025.
Our app makes money easy
Manage your cards, master your spending
You'll need the Virgin Money Credit Card app to manage your credit cards digitally.
- Track your balance and transactions
- View your latest transactions and keep tabs on your balance
- Pay with ease
- Set up and manage Direct Debits, or make one-off payments
- Manage balance and money transfers
- Easily transfer a balance or move money into your accounts
- Manage your cards
- Simply and securely view your PIN, report your cards lost and stolen
Say hi to Redi
Need help? Get 24/7 support with your credit card from Redi, our digital host. Start a chat in the app for instant answers to your questions.
Learn more
Get cashback, just like that
Our Everyday Cashback Credit Card rewards you.
Representative 24.9% APR (variable)
Learn moreabout Everyday Cashback
Credit subject to status, for UK residents aged 18 and over. Earn up to a maximum of £15 cashback per month
Virgin Money Cashback
Now you can use our credit card app to get cashback with your Virgin Money credit card.
Have you joined Virgin Red yet?
Join the rewards club that revolves around you. Virgin Red terms apply. Link opens in a new window UK only. 18+.
Discover Virgin Red
Virgin Money Branches
A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.
Discover our branchesThe legal bits
Time to give your scrolly finger a workout
- Virgin Money Credit Card Terms - for cards applied for after 1 October 2024
- Virgin Money Credit Card Terms - for cards applied for before 1 October 2024
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.