Putting all our cards on the table
Try our credit card checker. See your guaranteed credit limit on any pre-approved cards. With no impact to your credit score.
Check your eligibility
Find me a card that lets me
Transfer a balance
Move your current credit card debts to just one card.
Representative 24.9% APR (variable).
Transfer money to my current account
Pay money straight into your current account with a money transfer card.
Representative 24.9% APR (variable).
Transfer a balance and make everyday purchases
If you're looking to spend on your card - at home or abroad - and transfer a balance, do it all with one card.
Representative 24.9% APR (variable).
Earn Virgin Points
Earn points whenever you spend on your Virgin Atlantic Credit Card. Swap points for flights, upgrades and so much more.
Representative 26.9% APR (variable).
Earn cashback
Earn 1% cashback on spending for the first 3 months from account opening. 0.25% cashback after that. Up to £15 cashback a month.
Representative 24.9% APR (variable).
Credit is available, subject to status, only to UK residents aged 18 or over. Fees may apply.
Check, check, boom
See if you’re eligible for a credit card with no impact on your credit score. If you’re pre-approved, see your guaranteed credit limit upfront.
Check your balance transfer credit card eligibilityCredit subject to status.
Existing Customers
Learn how to manage your account like a pro with our guides, and make changes easily using our online forms.
A card that really takes you places
Earn Virgin Points with a Virgin Atlantic Credit Card. Representative 26.9% APR (variable). Terms apply.
Find out moreShow your true colours
Show your love for the club and get the chance to win rewards with the Manchester United Credit Card.
Representative 24.9% APR (variable).
Check your eligibility
Before you apply, use our card checker
- it only takes a few minutes
- you'll see your guaranteed credit limit on pre-approved cards
- it won't affect your credit score
To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibility
Our app makes money easy
Manage your cards, master your spending
You'll need the Virgin Money Credit Card app to manage your credit cards digitally.
- Track your balance and transactions
- View your latest transactions and keep tabs on your balance
- Pay with ease
- Set up and manage Direct Debits, or make one-off payments
- Manage balance and money transfers
- Easily transfer a balance or move money into your accounts
- Manage your cards
- Simply and securely view your PIN, report your cards lost and stolen
Say hi to Redi
Need help? Get 24/7 support with your credit card from Redi, our digital host. Start a chat in the app for instant answers to your questions.
Learn more
Get cashback, just like that
Our Everyday Cashback Credit Card rewards you.
Representative 24.9% APR (variable)
Learn moreabout Everyday Cashback
Credit subject to status, for UK residents aged 18 and over. Earn up to a maximum of £15 cashback per month
Virgin Money Cashback
Now you can use our credit card app to get cashback with your Virgin Money credit card.
Have you joined Virgin Red yet?
Join the rewards club that revolves around you. Virgin Red terms apply. Link opens in a new window UK only. 18+.
Discover Virgin Red
Virgin Money Branches
A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.
Discover our branchesThe legal bits
Time to give your scrolly finger a workout
- Virgin Money Credit Card Terms - for cards applied for after 1 October 2024
- Virgin Money Credit Card Terms - for cards applied for before 1 October 2024
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due, or you go over your credit limit, we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You will not be able to transfer a balance from another Virgin Money, Clydesdale Bank, Yorkshire Bank or B credit card and should not use your card to repay other borrowing from Clydesdale Bank plc.
Credit is available, subject to status, only to UK residents aged 18 or over.
Calls are charged at your service provider’s prevailing rate and may be monitored and recorded.
The Virgin Atlantic Credit Card is issued by Clydesdale Bank plc (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 177 Bothwell Street, Glasgow, G2 7ER. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.