Skip to main content

One of our best rates available for current account savers

M Plus Saver

1.75%

AER1 (1.74% gross2 per annum variable) on savings balances up to £25,000, and 1.25% AER1 (1.24% gross2) on any balances above £25,000. Interest paid quarterly.

  • Freedom to pay money in and take it out whenever you want, with no fees or charges
  • Start saving straight away - there's no minimum pay-in amount
  • Feel the love with exclusive rewards from the linked M Plus Account

Savings that work as hard as you do

Introducing the M Plus Saver - our most flexible way to save. Start saving with as little as you like, and earn 1.75% AER* on balances up to £25,000.

  • Enjoy instant access
    Pay money in easily and access it whenever you like - there are no fees or charges to worry about.
  • Savings that add up
    Watch your money grow with in-credit interest on your current account and linked savings account.
  • Set your savings goals
    Pick a goal, create a Savings Pot for it, and transfer money into it when you can.

* 1.75% AER1 (1.74% gross2 per annum variable) on savings balances up to £25,000, and 1.25% AER1 (1.24% gross2) on any balances above £25,000. Interest paid quarterly.

With an M Plus Saver you'll also get...

A free and easy-to-use M Plus Account. Our most popular current account comes with an interest rate that hits the high notes. Earn 1.00% AER* on balances up to £1,000.

  • Virgin Money rewards
    We've got epic rewards for everyone. Brighten up your world with exclusive offers in our app.
  • Money back in your hands
    Earn cashback on your shopping when you spend with participating retailers.
  • No fees when you travel
    We won't charge you for using your card or withdrawing cash when abroad.

* 1.00% AER1 (1.00% gross2 per annum variable) interest rate, paid monthly, on your M Plus Account balance up to £1,000.

Get started

Apply for an M Plus Current Account to access our linked M Plus Saver.

What kind of account do you want?

Do you already have an account with us?

You may already have an M, M Plus or Club M Account with Virgin Money, or products with Clydesdale or Yorkshire Bank.

Thanks, welcome to Virgin Money

It's quick and easy to open a bank account online.

Thanks, that's great

We'll use your existing details to save you time. You'll need your customer number to sign in to online banking. If you can't remember your details we can remind you.

Sign in to apply

Thanks, that's great

We'll use your existing details to save you time. You'll need your customer number to sign in to online banking. If you can't remember your details we can remind you.

Sign in to apply

Do you already have an account with us?

You may already have an M, M Plus or Club M Account with Virgin Money, or products with Clydesdale or Yorkshire Bank.

Thanks, welcome to Virgin Money

It's quick and easy to open a bank account online. We'll need both your details so it's easier to do this together.

Thanks, that's great

We'll use your existing details to save you time. You'll need your customer number to sign in to online banking. If you can't remember your details we can remind you.

Sign in to apply

Thanks, that's great

We'll use your existing details to save you time. You'll need your customer number to sign in to online banking. If you can't remember your details we can remind you.

Sign in to apply

Virgin Money rewards

Discover your rewards. Brighten up your world with exclusive offers in our app.

Cashback on your spending
Cashback in your hands when you spend with top brands
Boss your bills
Get the best deals on your household bills with Youtility
Looking for a loan?
Special surprise or a serious buy? We’ve got a loan you’ll love
Discover rewards

Our app makes
money easy

It's packed full of clever tools to help you budget, top up your savings and sort out your spending.

Track your ins and outs

View transactions and sort your spending by category

Save savvily

Set aside money for those must haves, with Savings Pots

Stay in the know

Get alerts for payments, balance changes and unusual activity

Pay easily

Just a fingertip away with Apple Pay and Google Pay

Discover our app

Protecting your money

Security
We're all over your online transactions to make sure it's really you making them.

More about security
FSCS guarantee
We're covered by the Financial Services Compensation Scheme. Your combined deposits with Virgin Money and Nationwide are covered up to £120,000 per person.

View the FSCS guarantee
Current Account Switch Guarantee
It's easy to use our switching service, and it's all backed by the Current Account Switch Guarantee.

More on switching
FSCS protected

Which account has your name on it?

This isn't the only current account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.

Compare accounts

1 AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

2 Interest will be paid gross. Gross rate interest is the interest payable without taking account of any tax payable.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.