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One of our best rates available for current account savers

M Plus Saver

1.75%

AER1 (1.74% gross2 per annum variable) on savings balances up to £25,000, and 1.25% AER1 (1.24% gross2) on any balances above £25,000. Interest paid quarterly.

  • Freedom to pay money in and take it out whenever you want, with no fees or charges
  • Start saving straight away - there's no minimum pay-in amount
  • Feel the love with exclusive rewards from the linked M Plus Account

Savings that work as hard as you do

Introducing the M Plus Saver - our most flexible way to save. Start saving with as little as you like, and earn 1.75% AER* on balances up to £25,000.

  • Enjoy instant access
    Pay money in easily and access it whenever you like - there are no fees or charges to worry about.
  • Savings that add up
    Watch your money grow with in-credit interest on your current account and linked savings account.
  • Set your savings goals
    Pick a goal, create a Savings Pot for it, and transfer money into it when you can.

* 1.75% AER1 (1.74% gross2 per annum variable) on savings balances up to £25,000, and 1.25% AER1 (1.24% gross2) on any balances above £25,000. Interest paid quarterly.

With an M Plus Saver you'll also get...

A free and easy-to-use M Plus Account. Our most popular current account comes with an interest rate that hits the high notes. Earn 1.00% AER* on balances up to £1,000.

  • Virgin Money rewards
    We've got epic rewards for everyone. Brighten up your world with exclusive offers in our app.
  • Money back in your hands
    Earn cashback on your shopping when you spend with participating retailers.
  • No fees when you travel
    We won't charge you for using your card or withdrawing cash when abroad.

* 1.00% AER1 (1.00% gross2 per annum variable) interest rate, paid monthly, on your M Plus Account balance up to £1,000.

Ready to apply?

Our online application is unavailable right now.

You can still apply by phone or in branch.

Apply by phone

0800 678 3654

Or if you're abroad, call us on +44 141 221 7300

We’re here Monday to Friday, 8am to 6pm. And Saturday, 9am to 1pm.
Calls may be recorded for training and quality purposes.

Call charges and information
NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

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Our app makes
money easy

It's packed full of clever tools to help you budget, top up your savings and sort out your spending.

Track your ins and outs

View transactions and sort your spending by category

Save savvily

Set aside money for those must haves, with Savings Pots

Budget better

Gone over-budget? The app lets you know

Pay easily

Just a fingertip away with Apple Pay and Google Pay

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Protecting your money

Security
We're all over your online transactions to make sure it's really you making them.

More about security
FSCS guarantee
We're covered by the Financial Services Compensation Scheme. Your combined deposits with Virgin Money and Nationwide are covered up to £120,000 per person.

View the FSCS guarantee
Current Account Switch Guarantee
It's easy to use our switching service, and it's all backed by the Current Account Switch Guarantee.

More on switching
FSCS protected

Which account has your name on it?

This isn't the only current account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.

Compare accounts

1 AER (Annual Equivalent Rate). The Annual Equivalent Rate illustrates what the interest rate would be if interest was paid and compounded once each year.

2 Interest will be paid gross. Gross rate interest is the interest payable without taking account of any tax payable.

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