Travel Credit Cards
Pack for fee-free purchases worldwide
Representative 27.9% APR (variable)
Check your eligibilityCredit subject to status, for UK residents aged 18 and over.
Make spending abroad a breeze
Fee-free purchases abroad
Wave goodbye to foreign exchange fees worldwide with our Travel Credit Card. Because drinks by the pool taste better when you buy them fee-free, cheers!
For the jet-setters
You can use your card at millions of retailers across the globe, wherever you see the Mastercard logo. Simple!
Your perfect travel companion
Spend fee-free worldwide with no foreign exchange fees.
0% interest on purchases for 9 months at home and abroad from account opening.
Handy 0% balance and money transfers for 9 months. Fees apply.
Representative example
Purchase rateThe purchase rate is the interest rate we will charge on any purchases you make with your Virgin Money Credit Card. When you open your account you may be offered a purchase rate. After that, we'll increase it to the rate shown here.
27.9% p.a.
(variable) on card purchases
Equivalent toAPR stands for Annual Percentage Rate. It is made up of the standard interest rate on purchases, outside old any promotional rate, along with any other charges you may have to pay. You can use this rate to compare different credit cards.
27.9% APR
representative (variable)
Based on borrowing
£1,200
UK lenders use £1,200 to make comparing cards easier. It doesn't reflect the credit limit we'd offer you.
You’ll need to make your minimum payment when it’s due. If we do not receive the minimum payment when it’s due we will withdraw the promotional rate with effect from the start of that statement period.
When a promotional rate ends or is withdrawn, we charge the current standard interest rate that applies to that transaction.
You can do a balance transfer from a UK credit card or store card that has a Visa or Mastercard logo. You cannot do a balance transfer from another Nationwide or Virgin Money Credit Card.
You can do a money transfer to a UK bank or building society account. You should not use your card to repay borrowing from Nationwide or Virgin Money.
Check your eligibility
Before you apply, use our card checker
- Know your chances of being accepted.
- You'll see your minimum credit limit on pre-approved cards.
- It won't affect your credit score.
To manage your card, you'll need the Virgin Money Credit Card app.
Check your eligibilityQuestions about the Travel Credit Card
There are two types of fees you might be charged when you use your card abroad
A foreign exchange fee
Our Travel Credit card lets you spend fee-free worldwide, with no foreign exchange fees. This is a currency conversion fee charged to cover the cost of converting a payment from a foreign currency into British Pounds. It is sometimes referred to as a non-sterling transaction fee.
A cash advance fee
When you withdraw money from your credit card or buy foreign currency you'll be charged a cash advance fee. This fee always applies even if you're in the UK. Our Travel Card has a 3% cash advance fee.
A cash advance fee applies to other types of transactions. See what transactions apply.
A travel credit card makes spending abroad cheaper and easier. It works like a standard credit card, but with some handy extras. For example, you'll pay no foreign exchange fees when you make purchases worldwide.
Our Travel Credit Card could be a good option if you're looking to make purchases abroad. Especially if you travel regularly.
It comes with 0% interest on purchases for 9 months. This could be helpful for paying back the cost of your holiday and could save you money on interest. You can also spend fee-free worldwide, with no foreign exchange fees.
Your guide to using your credit card abroad
Check out our handy guide on everything you need to know about using your credit card abroad before your next getaway.
The legal bits
Time to give your scrolly finger a workout
When you apply for a credit card, we check your credit report to ensure we are lending responsibly. This check stays on your credit report. It may be used by other providers to decide whether to offer you their lending products.
The Virgin Money Credit Card is issued by Nationwide Building Society (trading as Virgin Money). Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 106078. Head Office: Nationwide House, Pipers Way, Swindon, Wiltshire, SN38 1NW.