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Buy-to-let help and guides

Becoming a landlord is an exciting opportunity, but also needs to be carefully considered. The key to a successful buy-to-let investment is to plan your finances and choose the right property, and our useful guides can help you on your way.

Costs to consider

Choosing the right property

Choosing your tenants

Finding good tenants isn’t something you should take lightly; after all they will be living in and essentially looking after your property.

Other things to consider

Frequently asked questions

Consumer buy-to-let explained

Introduced by the Mortgage Credit Directive and expected to impact a small proportion of existing buy-to-let customers by offering some additional consumer protections, such as the Financial Ombudsman Scheme, depending on the customer's individual circumstances.

At Virgin Money, our entire buy-to-let mortgage product range is available to consumer buy-to-let customers. The standard buy-to-let lending criteria will also apply.

We will determine during the loan application process whether the loan is buy-to-let or consumer buy-to-let.

If you have any questions please contact us and we'll be happy to help.

How long is a mortgage offer valid for?

A mortgage offer is valid for 16 weeks. To see what mortgages we currently have on offer, including what your monthly payment could be, use our mortgage finder or call us to speak to one of our mortgage experts.

What valuation fee will I have to pay?

If you are buying a new home then you will have to pay for a valuation of the property.

View our valuation fees

Useful links

GOV.UK mortgages


Your home may be repossessed if you do not keep up repayments on your mortgage.

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage  

How much you can borrow

Use our quick calculator to work out your budget, and how much we think you could borrow.

Find out more  about how much we can lend you

Like to talk to us?

Give one of our dedicate mortgage experts a call and they will be happy to help you choose the right mortgage for your needs.

0800 028 5277

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