If you are an existing Virgin Money mortgage customer, this page has all you need to manage your mortgage.
Once you have your mortgage with us we want to make everything as easy as we can for you. You can view your mortgage balance and payments online as and when you need.
It's really easy to take your mortgage with you when you move home. Depending on the type of mortgage you have, you might also be able to apply for additional borrowing at the same time.
With our Everyday mortgages, you can make overpayments of up to 10% of your outstanding balance each year without having to pay an Early Repayment Charge. You will also have the option to apply for a payment holiday, subject to terms and conditions.
If you have a fully flexible mortgage, you may be able to take advantage of a full range of options, such as paying more off your mortgage or taking a payment holiday.
If you are worried about your finances and want to take greater control of your money then we may be able to help.
With an interest only mortgage, your repayments only cover the interest on the amount you borrowed. As you don't repay any of the amount borrowed, it's your responsibility to have a plan in place which enables you to repay the mortgage balance at the end of its term.
If you need a little more money, our personal secured loan may be just what you're looking for. Why not use some of the equity tied-up in your home to release cash when you need it? Our personal secured loans are subject to status and approval.
Following your initial product rate period, your mortgage will revert to a loyalty rate or variable interest rate.
Useful information for when you need to make an amendment to your mortgage account.