We'll help you work out how much you can afford to pay on a mortgage by adding up your monthly bills and looking at other financial commitments over the year.
By thinking about everything from gas and electricity bills, to big one-off purchases such as holidays or appliances for the home, you should have a better idea of what you can and can't afford.
Don't forget, there are other costs to consider when you move such as stamp duty and solicitor's fees.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.