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Budget planner

We'll help you work out how much you can afford to pay on a mortgage by adding up your monthly bills and looking at other financial commitments over the year.

By thinking about everything from gas and electricity bills, to big one-off purchases such as holidays or appliances for the home, you should have a better idea of what you can and can't afford.

Don't forget, there are other costs to consider when you move such as stamp duty and solicitor's fees.

Income
per month After tax and National Insurance. Include any overtime or bonus
per month From savings and Investments, pension, benefits
Spending

In your home

per month Electricity, gas, water
per month

Travel and transport

per month Insurance, tax, MOT, parking, breakdown cover
per month Travel pass, fares
per month
per month

Personal costs

per month Grocery shopping, eating out, meals at work, school meals, drink and tobacco
per month Childcare, pocket money, school trips, school/college/university fees
per month
per month Food, vet bills, pet insurance
per month
per month
per month Telephone, Internet and TV/Satellite
per month
per month
per month
per month
per month
Total monthly income:
£
Total monthly spending:
£
Amount left to spend on mortgage:
£

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.