Compare our mortgages

View our mortgages and find out how much your monthly payments could be.

Find a mortgage

Check your eligibility

Find out in five minutes how much we can lend you, without affecting your credit file or rating.

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How much can you borrow?

Use our quick calculator to work out your budget, and how much we think you could borrow.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Why choose a Virgin Money Mortgage ?

  • Check you’re eligible in just five minutes
    See if you’re likely to be accepted before you apply.
  • Your own personal adviser
    Find your next mortgage with a dedicated expert. 
  • Terms to suit you
    Fixed rate deals for 2, 3,5, 7 and even 10 years.
  • Award-winning BTL mortgages
    From securing your first tenant to growing your portfolio, we’ve got you covered. 
  • Great customer service
    9/10 customers who spoke to an adviser said we’re easy to do business with.
  • Here for you 7 days a week
    Call us for help, support and advice anytime.
  • Free legal and valuation fees
    Our remortgage deals come with a free basic valuation and standard legal costs included.

Our mortgages

Are you an existing Virgin Money mortgage customer looking to switch your deal?

Is your current Virgin Money mortgage deal coming to an end, or are you already on our Standard Variable Rate or Buy-to-let Variable Rate? See if our mortgage rates could save you money.

Need more help?

View our general information about residential and buy-to-let mortgages.

Already have a mortgage with us?

Did you know you can find a new deal online in just 5 to 10 minutes?

Find a deal

Like to talk to us?

New customers

0800 028 5277

We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.

Existing customers

0345 602 8301

We're here from 8am to 8pm Monday to Friday and 9am to 1pm Saturdays.

Arrange a callback

To arrange for one of our team to call you back at a convenient time.

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