Money on your mind?

Money on your mind? Meet the Red Team
Our team of experts are here to answer all your big questions about money, whether you bank with us or not.

I’m locked out of my mobile banking app. What should I do?
Alina from our Red Team tells you what you should do if you forget your login details and get locked out of your banking app.

Should I tell my bank I’ve been made redundant?
Red Team member Attish gives you the rundown on what to do next if you’ve lost your job.

How do I make the most of money I’m saving working from home?
Savvy lockdown saver Fiona from our Red Team shares some unmissable tips for anyone who’s managed to save money this year.

Can I decrease the minimum payment for my credit card?
Craig from our Red Team lets you know what to do if you’re struggling to pay your credit card because of the coronavirus situation.
Trending stories

Five stunning budget interior trends to try in 2022
From curved furnishings to ancient Greece décor, here’s how you can get on top of this year’s interior trends for less.

Should you buy a home with your best friend?
What are the things you should consider before buying a home with your best friend? Viral TikTok stars Bricks and Disorder reveal everything you need to know before dotting the i’s and crossing the t’s

'The hidden costs of buying a home - and how I dealt with them'
Buying your first home is a monumental milestone moment that is also financially draining, and we’re not just speaking about that hefty deposit. We spoke to financial influencer Clare Seal about the unexpected costs that come with home ownership

How to give your money a makeover in 2022 – a month by month plan
Sorting out money matters can seem daunting but breaking it down into smaller goals is not only more manageable but makes them a lot more achievable. Check out our 2022 month-by-month guide to financial fitness.
Latest in Money on your mind

20,000 reasons to switch to Virgin Money
Does your bank send you globe-trotting? Here’s how you can bag 20,000 Virgin Points and jet off to the most incredible destinations when you switch your current account to us. Terms apply.

Eight common money myths – busted
It’s easy to come across money myths and believe them. But getting to grips with our finances is vital, particularly as everyday costs rocket. Here’s eight money myths that you thought to be true

Financial fears: how can I fight them?
Is the cost-of-living crisis giving you money worries? Do you feel like you’re losing control over your finances? Here are eight expert tips and tricks to get you back on track

What’s the difference between a personal bank account and a business bank account?
If you're new to starting a business, you may wonder what account you need. Find out the differences between personal current accounts and business accounts here.

Cancer, money and me
The financial impact of cancer is often overlooked – from clothing to travel costs for appointments – cancer is a costly diagnosis. But there is support out there to help, including our team of Virgin Money Macmillan Guides

Why is there a cost of living crisis, and what help is out there?
With the UK facing the biggest financial squeeze in nearly 50 years, it’s fair to say we’re all feeling the pinch. Iona Bain, award-winning personal finance author, gave us the lowdown on what’s happening and how we can financially prepare ourselves

Four ways to get the most out of your ISA allowance
Whether you’re an existing saver, an investor who wants to get more out of your account or an ISA newbie keen to make the most of the tax-free allowance, here’s some tips on how you can make the most out of your money

Seven great 'finfluencers' to follow
From TikTok to Instagram - Here’s our pick of seven ‘finfluencers’ who can help you create a healthier money mindset and better spending habits

How to get cashback on top brands with Virgin Money
Virgin Money Cashback is the new way to pick up cashback with your shopping when you use your Virgin Money debit card. Here’s what you need to know...

Do your finances need a Spring detox?
Small changes can sometimes make a BIG difference when it comes to money

Should you buy a home with your best friend?
What are the things you should consider before buying a home with your best friend? Viral TikTok stars Bricks and Disorder reveal everything you need to know before dotting the i’s and crossing the t’s

How to give your money a makeover in 2022 – a month by month plan
Sorting out money matters can seem daunting but breaking it down into smaller goals is not only more manageable but makes them a lot more achievable. Check out our 2022 month-by-month guide to financial fitness.

How do money transfer credit cards work?
Are you unsure how to manage your credit card finances? Do you know enough about the charges you face when taking cash out with your credit card? We’ve answered some common questions about your credit card and outlined how best to use them

'The hidden costs of buying a home - and how I dealt with them'
Buying your first home is a monumental milestone moment that is also financially draining, and we’re not just speaking about that hefty deposit. We spoke to financial influencer Clare Seal about the unexpected costs that come with home ownership

‘How I bought my first home at 24’
Buying your first home in your twenties can seem impossible, but it can be done. Virgin Money’s Lucia made the big move at 24 with her partner using a 95% LTV mortgage. Here are her top tips to keep in mind when going through the home-buying process

5 ways you can stay safe and shop savvy this Black Friday
Who doesn’t love a sale? With winter approaching, we’re now counting down the days until sale season and, of course, its main event: Black Friday. However, it’s all too easy to get carried away with the lure of the sale sign. Here are 5 tips and tricks to help you make the most of this year’s Black Friday deals

Meet the Upstarts: Rainford's Christmas Trees
Have you ever wondered what it takes to become an Upstart? Meet Richard Rainford, one of our business banking customers, who’s used innovation and the power of social media to transform his farm into an unforgettable experience for families

Meet the Upstarts: Small Screen Talent
Have you ever wondered what it takes to become an upstart? Meet Ross Adams, one of our business banking customers, who’s used his successful career in acting and passion for teaching to start his very own unique TV acting academy and professional agency for young performers

How to improve your credit score – and why it matters
Your credit score is one of those numbers that’s really, really important. Find out why it's so important and how to fix yours if you need to here.

We want to help our customers make greener choices in their finances
Are you wanting to live a greener life? Or looking to make your business more sustainable but not sure where to start? We have financial products that can help…

Should cryptocurrency come with a health warning?
We all understand cash, and how it works. But cryptocurrencies – despite regularly hitting the headlines – can seem a lot more complex. Here’s an explainer of everything you need to know

How to reduce your financial carbon footprint
When we think about climate change, we instantly think about the food we eat, the shops we buy from and the transport we use. And those things are hugely important. But the way you bank can also have a big impact your carbon footprint. Here’s how

"How I mastered my money in my 20s"
Pensions, mortgages, investment plans: those are for old people, right? Wrong. Getting on top of your finances in your 20s can set you up for life. Here’s how…

Can you trust TikTok when it comes to money advice?
TikTok, the social media platform beloved of Generation Z, is packed full of influencers (and, more recently, Martin Lewis) creating short, snackable videos full of financial tips. But how can you tell what advice is trustworthy advice and what’s not?

Brilliant money advice – from real people
Do you ever wish you’d been taught how to manage your money at school? We put out a social media post asking our followers the best advice life has taught them about their finances (that they wish they’d known years earlier). Here are their top 5 tips…

How to save on your utility bills this winter
In light of the ongoing energy and cost-of-living crisis, we’ve outlined some eco-friendly tips to help you save hundreds of pounds a year…

6 simple steps to get out of debt
Getting out of debt is easier than you think, once you know how. Here’s a simple six-step guide…

5 signs you have financial worries and how to cope with them
We’ve outlined 5 common signs that you may have money problems and how to solve them if you are struggling with financial insecurity. Read our tips here.

How to look a million dollars – for less
Want to look expensive on a budget? Ex-fashion editor Rachel Sullivan shares some of her best go-to insider secrets to get more bang for your buck!

Does Airbnb break your mortgage rules?
Extra cash for letting out rooms is great, but becoming an Airbnb “hotelier” isn’t always as straightforward as it seems

I’m locked out of my mobile banking app. What should I do?
Alina from our Red Team tells you what you should do if you forget your login details and get locked out of your banking app.

How to get the most from your Virgin Money mobile banking app
Track, budget, save and pay without hassle with your mobile banking app. Here’s everything you need to know to get the most out of it

Online fraud: how can I protect myself?
We are all in the middle of an online fraud and scam boom. Here are the key traps to be aware of right now – and how to protect yourself

Easy ways to make your home greener
Over 15% of the UK’s total carbon footprint comes from emissions created at home. Virgin Money is proud to be partnered with Carbon Neutral Britain to provide a range of Greener Mortgages – here are some small steps we can all take to make a big difference

“How we’re supporting customers with cancer”
Money worries are the last thing you need when you’re dealing with a cancer diagnosis. That’s why we’ve launched an in-store service to support customers affected by the disease. Our first Macmillan Guides share why they think this service, the first of its kind in a UK bank, is so vital

It’s time to go digital
Our in-store digital know-how appointments are dedicated to giving our customers the confidence to do their banking online and make the most of digital technology, with some added Virgin magic.

How to add value to your home
Our guide to improving rather than moving

How much should I save each month?
Turn your rainy-day fund from a puddle into a reservoir with our guide to sensible saving

Business loans: the future is green
If you run a sustainable business, you could benefit from our sustainability-linked business loans – they’re a European first

Do you know enough about Universal Credit?
It’s time to break the stigma around claiming benefits. Millions more people are now using UC due to Covid-19 – here’s our helpful guide on what you need to know

What’s an ISA and why do I need one?
By Iona Bain, ISA aficionado and author of Own It! How Our Generation Can Invest Our Way to a Better Future

“Everything I’ve learned about online banking”
Our Red Team’s Nilima can help anyone get online. Here’s her guide to the basics and beyond

I’ll think twice before buying from Europe now
Have you noticed that your favourite French wine, Spanish fashion and Swedish homeware have got a lot more expensive since Brexit?

Furlough: what’s next?
Whether you’ve been recently furloughed, or you’re worried that the scheme’s end may be imminent, we’ve tracked down the most helpful information out there so you don’t have to

How switching your mortgage can save you money
Switching your deal could save you thousands of pounds

Buy now, stress later?
Klarna and Clearpay are now household names, with millions of people now using them. Here’s what you need to know about Buy Now Pay Later schemes

How I got myself out of £35,000 worth of debt
It’s so easy to get into debt – and so hard to get out of it. But it can be done. Marie Ellis tells us how she managed it

5 ways to make sure your home is a happy one
What all couples need to know about money

6 reasons to start saving today
Want to start putting money aside, but struggling to get started? Sometimes all you need is the right motivation

Been made redundant? Help is at hand
We’ve hunted down the most useful information out there, so you don’t have to

How to stay safe against scams this Black Friday
Want to make the most of this year’s Black Friday deals while avoiding fraud?

“Slumming it in a tent will never be the same again!”
Meet the little red card that unlocks red-carpet experiences

Has Covid-19 changed your money habits
Nine ways the pandemic has transformed the way we’re spending (and saving)

The Greener Homes Scheme: Your questions answered
Red team member Alina and property expert Lucian Cook dig into the Greener Homes Scheme.

“Daddy, what’s an ISA?”
It’s never too early to begin getting your kids clued up about cash

How do I make the most of money I’m saving working from home?
Savvy lockdown saver Fiona from our Red Team shares some unmissable tips for anyone who’s managed to save money this year.

How to eat well on a budget
Here’s how to plan your weekly food shop and save money

Should I tell my bank I’ve been made redundant?
Red Team member Attish gives you the rundown on what to do next if you’ve lost your job.

How to get into good financial habits
Here are eight great ideas for making changes you’ll want to keep

The lowdown on joint accounts
Should you join financial forces with your partner, or is it the relationship kiss of death?

Money on your mind? Meet the Red Team
Our team of experts are here to answer all your big questions about money, whether you bank with us or not.