MORTGAGES FOR FIRST
TIME BUYERS

Speak to one of our dedicated mortgage experts.

Contact us - speak to one our dedicated mortgage experts.

 

Your home may be repossessed if you do not keep up repayments on your mortgage.

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a first time buyer mortgage

Check your eligibility

Find out in five minutes how much we can lend you, without affecting your credit file or rating.

Check now

How much you can borrow

Use our quick calculator to work out your budget, and how much we think you could borrow.

Find out more

Feel at home with Virgin Money

  • Check you’re eligible in just five minutes
    See if you’re likely to be accepted before you apply.
  • Options for smaller deposit and longer term
    Just 5% deposit needed and terms up to 35 years with our 95% mortgage range.
  • Great customer service
    9/10 customers who spoke to an adviser said we’re easy to do business with.
  • Your own personal adviser
    Choose the right mortgage for you with a dedicated expert.
  • Here for you 7 days a week
    Call us for help, support and advice anytime.
  • More reasons to love us
    All our customers get to enjoy fantastic Virgin Group offers
 

Help and support for first time buyers

Introducing our First Time Buyer Hub

Everything from tips on how to save up your deposit to finding your first home.

First Time Buyer Hub 

Applying for a mortgage with Virgin Money

View our most frequently asked questions about mortgages.

Mortgages Questions and answers 

Mortgages in three minutes

Mystified by mortgages?

Watch the video 

Like to talk to us?

0800 028 5277

Give one of our dedicated mortgage advisors a call and they will be happy to help you choose the right mortgage for your needs.

Not convenient now? Book a free callback at a time to suit you.

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We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.

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