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MORTGAGES FOR FIRST
TIME BUYERS

Speak to one of our dedicated mortgage experts.

Contact us

Your Money Direct Awards 2016 - Best Online Mortgage Provider.

Your home may be repossessed if you do not keep up repayments on your mortgage.

 

Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

How much you can borrow

Use our quick calculator to work out your budget, and how much we think you could borrow.

How much can you borrow?

Check your eligibility

Find out in five minutes how much we can lend you, using a soft credit check which won't affect your credit file or rating.

Find out more about how much we can lend you.

Why choose one of our mortgages?

  • We're award-winning
    Voted Moneyfacts and Your Money Best Online Mortgage Provider 2015 and 2016.
  • Flexibility as standard
    Overpayments, take your mortgage with you if you move and more. Our flexibility options.
  • Check your mortgage balance anytime
    Curious what you have left to pay? Check online anytime, day or night.
  • Advice when you need it
    Our qualified mortgage advisors are on standby to help recommend a deal that meets your needs, both now and should your circumstances change in the future.
  • Great customer discounts
    Offers from the Virgin Group, including Virgin Holidays and Virgin Wines.

Mortgages in three minutes

Keen to know more?

You can find out more in our First Time Buyer Hub and Moving home help and guides.

The cost of buying your first home

As a first time buyer you'll want to understand all the fees and costs involved so you can include them in your budget:

First Time Buyer Hub

Travel Advice

Help and support for first time buyers like you - everything from tips on how to save up your deposit to finding your first home.

Visit the First Time Buyer Hub 

Like to talk to us?

0800 028 5277

We're here from 8am to 8pm Monday to Friday, 9am to 3pm Saturdays and 10am to 3pm Sundays.

Arrange a callback

To arrange for one of our team to call you back at a convenient time.

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0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.

Your home may be repossessed if you do not keep up repayments on your mortgage.