Great features as standard with all our policies
We're proud of the Defaqto 5 star ratings awarded to our Gold and Black cover.
- We'll cover you for 88 different sports and leisure activities, from bungee jumping to windsurfing.
- Access to a range of Virgin Money benefits, including our Lounges.
- 24/7 emergency medical assistance helpline.
- Most of our policies have no upper age limit and cover most medical conditions.
Upgrade to annual multi-trip
Going away more than twice in 12 months? Our annual multi-trip policy works out cheaper than any of our single trip policies.
Annual multi-trip policies are also great for winter sports as these are covered as standard.
Cover for the essentials
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Medical and hospital
- We pay for emergency medical treatment and ambulance costs as well as your journey home, if it's medically necessary.
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Baggage and money
- We pay if something is lost, damaged or stolen. And if your baggage is delayed while you're heading to your destination, we'll pay for essentials to tide you over.
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Cancellation and cutting your trip short
- If you have to cancel or cut your trip short for one of the reasons specified in the policy wording then we will pay up to the policy limit for travel and accommodation you don't use and can't claim back directly.
Choose from four levels of cover
Lowest cost policy, £100 excess payable for each claim you make.
Most popular policy, £60 excess payable for each claim you make.
Increased cover, £50 excess payable for each claim you make.
Top of the range policy, with no excess payable if you claim.
| Included in this cover | Red | Silver | Gold | Black |
|---|---|---|---|---|
| Medical Expenses Show medical expenses help - content opens in new window | £10,000,000 | £12,500,000 | £15,000,000 | Unlimited |
| Hospital benefit Show hospital benefit help - content opens in new window | £1,000 | £1,000 | £1,500 | £2,000 |
| Baggage Show baggage help - content opens in new window | £1,250 | £1,500 | £2,000 | £2,500 |
| Delayed baggage Show delayed baggage help - content opens in new window | £75 | £100 | £200 | £300 |
| Personal money Show personal money help - content opens in new window | £350 | £500 | £500 | £750 |
| Cancellation Show cancellation help - content opens in new window | £2,000 | £3,000 | £5,000 | £7,500 |
| Delayed departure Show delayed departure help - content opens in new window | £200 | £300 | £400 | £500 |
| Missed departure Show missed departure help - content opens in new window | £500 | £500 | £1,000 | £1,500 |
| Trip cut short Show trip cut short help - content opens in new window | £2,000 | £3,000 | £5,000 | £7,500 |
| Excess Show excess help - content opens in new window If you select double excess, the price of your policy will reduce but if you make a claim, the excess you will have to pay will be double the standard amount. If you select excess waiver, the price of your policy will go up but if you make a claim, you won't have to pay an excess. Note: even if you select the excess waiver, you may still have to pay an increased medical excess if you claim because of a declared medical condition or sports / leisure activity. You can change your excess level when you get a quote. The excess applies to each person claiming, to each incident and to each section of the policy. | £100 | £60 | £50 | Nil |
| Gadgets Show gadgets help - content opens in new window | £250 | £250 | £250 | £250 |
| Mobiles Show Mobiles help - content opens in new window | Not included | Not included | Not included | Not included |
| Passports Show Passports help - content opens in new window | £100 | £100 | £100 | £100 |
Get instant cover today
Virgin Money Travel Insurance is provided by InsureandGo.
If you would like to talk to us, just give us a call.
0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.
Customise your policy with optional extras
24/7 emergency medical assistance helpline
With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.
We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.
So you can relax knowing our experts are just a phone call away.
Just call us on +44 (0) 207 748 8908.
You can contact us 24 hours a day, 7 days a week.
Making a claim
If you need to make a claim, don't worry — we'll deal with it quickly.
There are just four steps:
- Email or call us to get things started.
- We'll reply and send your claim form to you.
- Complete the form and send it back to us with any documents we've asked for.
- We'll process your claim.
Get instant cover today
Virgin Money Travel Insurance is provided by InsureandGo.
If you would like to talk to us, just give us a call.
0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.