In this section

What's great about our annual multi-trip travel insurance

  • It's hassle-free. Arrange just once for all-year cover.
  • Kids covered free when travelling with paying parents or grandparents — up to three under-18s per adult.
  • We insure you for winter sports as standard.
    We include winter sports cover for up to 10 days with our Red cover, 17 days with our Silver cover and 24 days with our Gold and Black cover.
  • Take unlimited trips during your 12-month policy period, lasting up to 31 days for our Red cover, 45 days each for Silver cover or 90 days each for our Gold or Black cover. If you're over 65, each trip is limited to 31 days.

Cover for the essentials

Medical and hospital

We pay for emergency medical treatment and ambulance costs as well as your journey home, if it's medically necessary.

Baggage and money

We pay if something is lost, damaged or stolen. And if your baggage is delayed while you're heading to your destination, we'll pay for essentials to tide you over.

Cancellation and cutting your trip short

If you have to cancel or cut your trip short for one of the reasons specified in the policy wording then we will pay up to the policy limit for travel and accommodation you don't use and can't claim back directly.

View the full list of what we cover 

Great features as standard with all our policies

Choose from four levels of cover

Red

Lowest cost policy, £100 excess payable for each claim you make.

 

Silver

Most popular policy, £60 excess payable for each claim you make.

 

Gold

Increased cover, £50 excess payable for each claim you make.

 

Black

Top of the range policy, with no excess payable if you claim.

 
Included in this coverRedSilverGoldBlack
Medical Expenses Show medical expenses help - content opens in new window£10,000,000£12,500,000£15,000,000Unlimited
Hospital benefit Show hospital benefit help - content opens in new window£1,000£1,000£1,500£2,000
Baggage Show baggage help - content opens in new window£1,250£1,500£2,000£2,500
Delayed baggage Show delayed baggage help - content opens in new window£75£100£200£300
Personal money Show personal money help - content opens in new window£350£500£500£750
Cancellation Show cancellation help - content opens in new window£2,000£3,000£5,000£7,500
Delayed departure Show delayed departure help - content opens in new window£200£300£400£500
Missed departure Show missed departure help - content opens in new window£500£500£1,000£1,500
Trip cut short Show trip cut short help - content opens in new window£2,000£3,000£5,000£7,500
Excess Show excess help - content opens in new window£100£60£50Nil
Gadgets Show gadgets help - content opens in new window£200£200£400£600
Mobiles Show Mobiles help - content opens in new windowNot includedNot includedNot includedNot included
Passports Show Passports help - content opens in new window£100£100£200£250

If you would like to talk to us, just give us a call.

0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.

Customise your policy with optional extras

24/7 emergency medical assistance helpline

With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.

We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.

So you can relax knowing our experts are just a phone call away.

Just call us on +44 (0) 207 748 8908.
You can contact us 24 hours a day, 7 days a week.

Enjoy Virgin Group discounts

Making a claim

If you need to make a claim, don't worry — we'll deal with it quickly.
There are just four steps:

  1. Email or call us to get things started.
  2. We'll reply and send your claim form to you.
  3. Complete the form and send it back to us with any documents we've asked for.
  4. We'll process your claim.

More about claims 

If you would like to talk to us, just give us a call.

0330 400 1250
We're here from 8am to 10pm Monday to Friday and 9am to 5.30pm at weekends.