We're proud of the Defaqto 5 star ratings awarded to our Gold and Black cover.
Going away more than twice in 12 months? Our annual multi-trip policy works out cheaper than any of our single trip policies.
If you're going on a longer trip (between 31 days and 18 months).
All our policies have no upper age limit and cover most medical conditions.
|Included in this cover||Red||Silver||Gold||Black|
|Medical Expenses Show medical expenses help - content opens in new window||£10,000,000||£12,500,000||£15,000,000||Unlimited|
|Hospital benefit Show hospital benefit help - content opens in new window||£1,000||£1,000||£1,500||£2,000|
|Baggage Show baggage help - content opens in new window||£1,250||£1,500||£2,000||£2,500|
|Delayed baggage Show delayed baggage help - content opens in new window||£75||£100||£200||£300|
|Personal money Show personal money help - content opens in new window||£350||£500||£500||£750|
|Cancellation Show cancellation help - content opens in new window||£2,000||£3,000||£5,000||£7,500|
|Delayed departure Show delayed departure help - content opens in new window||£200||£300||£400||£500|
|Missed departure Show missed departure help - content opens in new window||£500||£500||£1,000||£1,500|
|Trip cut short Show trip cut short help - content opens in new window||£2,000||£3,000||£5,000||£7,500|
|Excess Show excess help - content opens in new window|
If you select double excess, the price of your policy will reduce but if you make a claim, the excess you will have to pay will be double the standard amount.
If you select excess waiver, the price of your policy will go up but if you make a claim, you won't have to pay an excess. Note: even if you select the excess waiver, you may still have to pay an increased medical excess if you claim because of a declared medical condition or sports / leisure activity.
You can change your excess level when you get a quote.
The excess applies to each person claiming, to each incident and to each section of the policy.
|Gadgets Show gadgets help - content opens in new window||£250||£250||£250||£250|
|Mobiles Show Mobiles help - content opens in new window||Not included||Not included||Not included||Not included|
|Passports Show Passports help - content opens in new window||£100||£100||£100||£100|
With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.
We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.
So you can relax knowing our experts are just a phone call away.
Just call us on +44 (0) 207 748 8908.
You can contact us 24 hours a day, 7 days a week.