Going away more than twice in 12 months? Our annual multi-trip insurance policy works out cheaper than any of our single trip policies.
Annual multi-trip insurance policies are also great for winter sports as these are covered as standard. And kids are covered free when travelling with paying parents or grandparents — up to three under-18s per adult.
Just going away once? Try our single trip insurance policy.
What’s more, at Virgin Money, we think everyone people should pack as much into life as possible. That’s why our annual multi-trip and single trip policies have no upper age limit and cover most medical conditions.
We also have a Backpacker insurance policy if you’re going on a longer trip (between 31 days and 18 months).
|Included in this cover||Red||Silver||Gold||Black|
|Medical Expenses Show medical expenses help - content opens in new window||£10,000,000||£12,500,000||£15,000,000||Unlimited|
|Hospital benefit Show hospital benefit help - content opens in new window||£1,000||£1,000||£1,500||£2,000|
|Baggage Show baggage help - content opens in new window||£1,250||£1,500||£2,000||£2,500|
|Delayed baggage Show delayed baggage help - content opens in new window||£75||£100||£200||£300|
|Personal money Show personal money help - content opens in new window||£350||£500||£500||£750|
|Cancellation Show cancellation help - content opens in new window||£2,000||£3,000||£5,000||£7,500|
|Delayed departure Show delayed departure help - content opens in new window||£200||£300||£400||£500|
|Missed departure Show missed departure help - content opens in new window||£500||£500||£1,000||£1,500|
|Trip cut short Show trip cut short help - content opens in new window||£2,000||£3,000||£5,000||£7,500|
|Excess Show excess help - content opens in new window|
If you select double excess, the price of your policy will reduce but if you make a claim, the excess you will have to pay will be double the standard amount.
If you select excess waiver, the price of your policy will go up but if you make a claim, you won't have to pay an excess. Note: even if you select the excess waiver, you may still have to pay an increased medical excess if you claim because of a declared medical condition or sports / leisure activity.
You can change your excess level when you get a quote.
The excess applies to each person claiming, to each incident and to each section of the policy.
|Gadgets Show gadgets help - content opens in new window||£200||£200||£400||£600|
|Mobiles Show Mobiles help - content opens in new window||Not included||Not included||Not included||Not included|
|Passports Show Passports help - content opens in new window||£100||£100||£200||£250|
With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.
We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.
So you can relax knowing our experts are just a phone call away.
Just call us on +44 (0) 207 748 8908.
You can contact us 24 hours a day, 7 days a week.