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The Help to Buy Mortgage Scheme helps first time buyers and those moving up the property ladder to get the home they want.

Buying a new build?

If you are buying a new build home, you may be able to use the Equity Loan scheme if the builder is signed up to the scheme.

For more details, ask to speak to the mortgage adviser at your chosen new build site.

First Time Buyer Hub

Help and support for first time buyers like you - everything from tips on how to save up for your deposit to finding your first home.
Visit the First Time Buyer Hub.

Find out how much you can borrow

Use our calculator to work out your budget, and we’ll tell you how much you’ll be able to borrow from us:

How much can you borrow?


Compare our mortgages

View our mortgages and find out how much your monthly payment could be.

Find a mortgage

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages in three minutes

Keen to know more?

You can find out more in our first time buyers help and guides and moving home help and guides.

Like to talk to us?

Speak to one of our dedicated mortgage experts now.

0800 028 5277

We're here:
8am – 8pm, Monday to Friday,
9am – 3pm, Saturday,
10am – 3pm, Sunday.

Arrange a call back

To arrange for one of our team to call you back at a convenient time.

Arrange a callback  Link opens in a new window

03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Calls may be recorded for training and quality purposes.