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Dream of building your own home, but worry about the complexity and project management that comes with a self-build project?

Custom build could make your dream home happen. Built on serviced plots of land with pre-existing planning permission and utilities (gas, electricity etc), it’s less hands on than traditional self build.

You'll need a minimum 15% deposit at each stage of the build but custom build allows you to put your own stamp on the home of your dreams.

We've teamed up with custom build specialist BuildStore so you can have a say in how your home shapes up.

Why choose Virgin Money?

  • Interest only for up to 2 years of the mortgage (capital and interest repayments thereafter).
  • Freedom to switch to another Virgin Money product when your home is built with no Early Repayment Charge to pay.
  • Lower upfront costs. We'll cover the cost of indemnity insurance to protect the completion of the build (normally you would need to pay this).

For every Custom Build mortgage completion Virgin Money and our partners will donate £150 to Crisis to help someone get back on their feet.

How it works

  1. Find a local site.
  2. Pick a serviced plot of land and builder.
  3. Select a home size, design and layout.
  4. Sit back, relax and watch your dream home take shape.

Your home may be repossessed if you do not keep up repayments on your mortgage.

How to register

To find our more and register your interest in a plot, take a look at:

BuildStore custom build Link opens in a new window 

Crisis is working in partnership with Virgin Money. Crisis’ partnership with Virgin Money in no way acts as Crisis’ endorsement of Virgin Money mortgages above any other UK Mortgage product or offer.

Crisis UK (trading as Crisis). Registered Charity Numbers: E&W1082947 , SC040094. Company Number: 4024938 (Crisis UK is a company limited by guarantee). Crisis at Christmas. Company Number: 1949056 (Crisis at Christmas is a company limited by guarantee and is controlled by Crisis). The registered office of each of Crisis and Crisis at Christmas is 66 Commercial Street, London, E1 6LT.