Accidental Death Benefit acts as short term cover when we cannot provide an immediate decision on your application.
Accidental death benefit covers you where a bodily injury is sustained caused by accidental, violent, external and visible means, and is the sole cause of death.
The following exclusions apply in the event of an accidental death:
In certain circumstances we might not be able to provide you with an instant decision. In this situation we might ask for more details to help us process your application. This only happens with a small proportion of the applications we receive, and we attempt to make a decision as soon as we have received your additional details.
An accidental death benefit claim follows a similar pattern to a policy claim. Unlike Life Insurance, you cannot email loved ones with your application details. For this reason we only require the applicants personal details when a claim is made.
The pay out will form part of your estate and will be paid according to the terms of your Will, or if there is no Will, according to the rules of intestacy.
If you would prefer to speak to someone, please call
0800 294 7575We're here from 8am to 8pm, Monday to Friday, 9am to 5pm on Saturdays.