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Protection for your family, a gift for you

There’s nothing like the reassurance of life insurance – knowing your family will be looked after, should the worst happen.

When you buy Virgin Money Life Insurance, we’ll welcome you to our family with a gift card worth up to £100*. You could take your pick from Amazon.co.uk Gift Card^, Tesco, Love2Shop and pre-paid Mastercard.

Amazon gift card

 *Read the promoter's full terms and conditions

*Minimum premium of £5 a month applies. Gift card value varies depending on your monthly premium. You can claim this gift after 6 consecutive monthly payments. Offer available to UK residents who are aged 18 or over at the time of entry.

^Restrictions apply, see www.amazon.co.uk/gc-legal

Why choose Virgin Money?

Expert rated cover

Our product features and benefits have been independently rated by the experts at Defaqto.

defaqto 4 star rating for life insurance

If you would prefer to speak to someone, please call

0800 294 7575

We're here from 8am to 8pm, Monday to Friday, 9am to 5pm on Saturdays.

Virgin Money is a trading name of Clydesdale Bank PLC. Virgin Money Life Insurance is promoted by Virgin Money Personal Financial Service Ltd and arranged and administered by BISL Limited. Virgin Money Personal Financial Service Ltd - registered in England and Wales (company no. 3072766). Registered office - Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. BISL Limited - registered in England and Wales (company no. 3231094). Registered office - Pegasus House, Bakewell Road, Orton Southgate, Peterborough PE2 6YS. Virgin Money Personal Financial Service Ltd and BISL Limited are authorised and regulated by the Financial Conduct Authority.

We appreciate you might be concerned about coronavirus

Supporting our customers and colleagues is our top priority. Our contact centres remain open and we’ve updated our frequently asked questions to answer your coronavirus-related questions about life insurance cover and claims.

We offer two types of Life Insurance

Level Term

As the name suggests, Level Term cover provides a level amount of protection over the term of the policy. If you selected £100,000 of protection at the start of the policy for 25 years, you would be covered for this amount until the policy ended 25 years later.

Decreasing Term

Decreasing Term could provide you with the cover amount you need right now, then gradually decreases as the policy ages. If you select £100,000 of protection at the start of the policy for 25 years, gradually this will reduce down to £0 by the end of the policy 25 years later.

Find out more about the types of life insurance  

Optional
Additional Critical Illness Cover

You can also choose to add Critical Illness Cover to your Life Insurance. If you choose to add Critical Illness to your policy the sum assured is a fixed amount which won’t decrease over time. We only cover the critical illnesses we define in our policy.

Find out more about Critical Illness Cover  

If you would prefer to speak to someone, please call

0800 294 7575

We're here from 8am to 8pm, Monday to Friday, 9am to 5pm on Saturdays.