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We offer two types of Life Insurance

Level Term

As the name suggests, Level Term cover provides a level amount of protection over the term of the policy. If you selected £100,000 of protection at the start of the policy for 25 years, you would be covered for this amount until the policy ended 25 years later.

Decreasing Term

Decreasing Term could provide you with the cover amount you need right now, then gradually decreases as the policy ages. If you select £100,000 of protection at the start of the policy for 25 years, gradually this will reduce down to £0 by the end of the policy 25 years later.

Find out more about the types of life insurance  

Optional
Additional Critical Illness Cover

You can also choose to add Critical Illness Cover to your Life Insurance. If you choose to add Critical Illness to your policy the sum assured is a fixed amount which won’t decrease over time. We only cover the critical illnesses we define in our policy.

Find out more about Critical Illness Cover  

* Virgin Money Life Insurance from £7 per month. Based on a 30 year old non-smoker purchasing single level-term £180,000 cover for 10 years. Prices correct as of May 2017.

If you would prefer to speak to someone, please call

0800 294 7575

We're here from 8am to 9pm, Monday to Friday, 9am to 5pm on Saturdays, and 10am to 3.30pm on Sundays.

Why choose Virgin Money?

No one likes to think about someone they love having to make a life insurance claim, but by choosing Virgin Money, you can count on us to care about your family and friends and help them should they need to make a claim.

  • Simple, affordable life cover from £7 per month.*
  • No GP report needed when you apply.
  • Free 'Loved ones' email service to help those closest to you make a claim (only available when you sign up to use online service).
  • Free Standard Will writing service (must be used within 6 months of policy start date).
  • Free Trust tool, to help you put your policy in Trust.
  • Access to a range of Virgin Money benefits, including our Lounges.

'Love ones', Free Standard Will and Trust Terms and Conditions  

Enjoy Virgin Group discounts

If you would prefer to speak to someone, please call

0800 294 7575

We're here from 8am to 9pm, Monday to Friday, 9am to 5pm on Saturdays, and 10am to 3.30pm on Sundays.