Regular Saver Exclusive Issue 2

To be eligible you need to:

• be 16 years or older (you must be 18 years+ to apply for this account online)
• be a UK resident
• have an eligible Virgin Money personal current account:
  • A current account with Virgin Money. For example, an M Plus Account, M Account, or Club M Account.
  • You can't apply for a Regular Saver Exclusive if you have the 'Essential Current Account' or the 'Virgin Money Current Account'.
• not already hold a Virgin Money Regular Saver Exclusive account

If you do not have an eligible account and want to open one, explore our current accounts and see which one is right for you.

You can pay in up to the maximum of £250 every calendar month.

If you don’t pay in one month, you can’t pay more in the next or future months.

If a payment in takes you over the maximum £250 deposit limit for that calendar month, we’ll reject the full payment.

You can only pay into your account by electronic bank transfer. This could be from your Virgin Money personal current account or an account you hold elsewhere. You can’t pay into this account by cash or cheque.

You can pay money into your Regular Saver Exclusive as little and often as you like up to the maximum deposit limit of £250 per calendar month.

If you choose to pay into your account by standing order, we suggest you pick a date no later than 26th of the month. This ensures your money will reach your account by the end of the calendar month.

Yes. You can do this from an external account or another account with Virgin Money.

If you choose to pay in by standing order, we suggest you pick a date no later than the 26th of the month. This ensures your money will reach your account by the end of the calendar month.

Check your account balance to see if you have already reached the £250 deposit limit for that month. If you have, you can add more money to your account next month.

If you’ve not yet reached your £250 deposit limit, check the amount you’re trying to pay in. If the amount takes you over the limit for this month, please reduce the amount and try again.

If you have any concerns about your monthly transactions, you can contact us or head into one of our Branches.

You can take money out whenever you need it.

Depending on what you’re registered for, you can move money to another account in the app, online banking or over the phone.

Alternatively, you can pop into one of our Branches. Make sure you bring along your ID as we may ask to see it.

You can’t take money out of this account by cash or cheque.

All money paid into your account each calendar month will count towards the maximum £250 limit. Even if you later take money out during the same calendar month, it can’t be replaced if you’ve already paid in the maximum limit.

Check out the examples below.

This savings product is available exclusively for customers who hold certain current accounts with us. This means that they have different login details to some of our other Virgin Money savings accounts.

You’ll be able to see your Virgin Money current account alongside this Regular Saver Exclusive in the Virgin Money Mobile Banking app or online banking. This makes it easy for you to pay money in when you like, and take money out as needed.

Once the fixed term ends your account will become a variable rate Everyday Saver account or another easy access account, we have available. We’ll write to you before the end of the fixed term to let you know the options available to you. We’ll also let you know the interest rate currently payable on the variable rate account.

Check the summary box for the fixed end date for this product. We emailed it to you when you first opened your account.

No, your interest rate is fixed from the day you open your account until the maturity date.

Check your Summary Box for details of your interest rate and maturity date. We emailed it to you when you first opened your account.