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Virgin Money M Plus Account

Our most popular account comes with in-credit interest and an exclusive linked saver that work beautifully together.

Our page at a glance

See money in a whole new light

You'll get selected rewards from across the Virgin group, a cocktail of account features and an innovative store network.

Moneyfacts - Outstanding Award Logo

Take control of your money

With the Virgin Money App and Online Service.

Sign in securely
Use your face or fingerprint. Or prefer a postcode? That's fine.
Master your money
View transactions and sort your spending by category.
Save savvily
Set aside money for those must haves, with Savings Pots.
Discover our app

Currently you can only manage your account with us face to face in a few of store. Learn more Link opens in a new window.

The choice is yours with our Brighter Money Bundle

Switch to our M Plus Account and choose either a £150 Virgin Experience Day or a £150 luxury case of Virgin Wines. Terms apply.

Please drink responsibly.

Find out more about our latest current account switching offer. Current Account Switch Guarantee
The latest Brighter Money bundle.

The serious bits

If you need one, use our calculator to find out exactly how much it will cost. Subject to status.

More about overdrafts
We're all over your online transactions to make sure it's really you making them.

More about security
Protecting your money
Your eligible deposits with Virgin Money are covered up to £85,000 per person.
View the FSCS guarantee

Ready to apply?

New application?

Read a quick recap, then apply.

Apply now

Already started?

Pick up where you left off.

Continue application

Spend all over

Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).

Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.

Pay with apple Link opens in a new window Pay with google Link opens in a new window

Try now, switch later?

If you like, you can open your M Plus Account now, and try it out. Then, when you're sure it's the one for you, switch your old current account to us.

More on switching

Which account has your name on it?

This isn't the only current account we can offer you. To help you decide if it's the one for your business, see how it stacks up against the others.

Compare accounts

[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.