Our most popular account comes with in-credit interest
Our award-winning M Plus Account* comes with in-credit interest and an exclusive linked saver that work beautifully together
You'll get selected rewards from across the Virgin group, a cocktail of account features and an innovative store network.
Switch it up with our hassle-free switching, guaranteed.Apply now
*Rated 'Outstanding' by Moneyfacts®
- In-credit interest Watch your money grow with in-credit interest on your current account and an exclusive linked savings account.
- Get into our app Say yes to an app packed full of clever tools that help you track, budget, save and pay.
- No fees for overseas No monthly fee to worry about, plus no fees when you use your card abroad.
- When you need a little extra Arranged Overdraft - subject to status. Use our Overdraft Calculator to see the cost.
Things just got interesting...
M Plus Account
AER1 (2.00% gross1 per annum variable) on balances up to £1,000, interest paid monthly.
Linked to the M Plus Saver
AER1 (0.35% gross1 per annum variable) on your savings balance, interest paid quarterly.
No Monthly Fee for Maintaining the Account.
Spend all over
Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).
Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.Pay with apple Link opens in a new window Pay with google Link opens in a new window
Take control of your money
With the Virgin Money app and Online Service.
- Sign in securely
- Use your face or fingerprint. Or prefer a passcode? That's fine.
- Master your money
- View transactions and sort your spending by category.
- Save savvily
- Set aside money for those must haves, with Savings Pots.
Currently you can only manage your account with us face to face in a few of our stores Learn more.
The serious bits
- If you need one, use our calculator to find out exactly how much it will cost. Subject to status.
More about overdrafts
- Rates and fees
- See the rates and fees of this account and read our straight-up small print.
Rates and fees
- We're all over your online transactions to make sure it's really you making them.
More about security
- Protecting your money
- View the FSCS guaranteeYour eligible deposits with Virgin Money are covered up to £85,000 per person.
Is this the right account for you?
You're good to go if you can tick off this list;
- You are 18 or over
- You have a good credit history
Not for you? You should consider our M AccountView our M Account