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Highlights

  • No monthly fee to worry about, plus no fees when you use your card abroad.
  • Arranged Overdraft – subject to status. Use our Overdraft calculator to see the cost.
  • A contactless debit card which is free to use at ATMs* and in shops at home and abroad (subject to available funds).
  • Hassle-free switching, guaranteed

*Whilst we won't charge you, some ATM providers may apply a charge. You'll be notified of this before you go ahead with the withdrawal.

M Plus Account

2.02%

AER1 (2.00% gross1 per annum variable) on balances up to £1,000, interest paid monthly.

Linked to our M Plus Saver

0.35%

AER1 (0.35% gross1 per annum variable) on your savings balance, interest paid quarterly.

View the rates and fees
Apply now

The account that keeps on giving

Say hello to our latest M Plus Account switching offer.

Find out more

Terms apply

Brighter money bundle 2: Virgin Money Giving £50 donation, £138 Virgin Wines case, and 2.02% AER interest on up to £1,000

Spend all over

Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).

Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.

Pay with apple Pay with google

Take control of your money

With the Virgin Money app and Online Service.

Sign in securely
Use your face or fingerprint. Or prefer a passcode? That's fine.
Master your money
View transactions and sort your spending by category.
Save savvily
Set aside money for those must haves, with Savings Pots.
Discover our app

Currently you can only manage your account with us face to face in a few of our stores Learn more.

The serious bits

Overdraft
If you need one, use our calculator to find out exactly how much it will cost. Subject to status.

More about overdrafts
Rates and fees
See the rates and fees of this account and read our straight-up small print.

Rates and fees
Security
We're all over your online transactions to make sure it's really you making them.

More about security
Protecting your money
Your eligible deposits with Virgin Money are covered up to £85,000 per person.
View the FSCS guarantee

Is this the right account for you?

You're good to go if you can tick off this list;

  • You are 18 or over
  • You have a good credit history

Not for you? You should consider our M Account

View our M Account

Ready to apply?

New application?

Read a quick recap, then apply.

Apply now

Already started?

Pick up where you left off.

Continue application

Or try now, switch later?

If you like, you can open your M Plus Account now, and try it out. Then, when you're sure it's the one for you, switch your old current account to us.

More on switching

Which account has your name on it?

See how it stacks up against the others.

Compare accounts

[1] AER (Annual Equivalent Rate) illustrates what the interest rate would be if interest was paid and compounded once each year. Gross rate interest payable without taking account of any tax payable. Credit interest is calculated daily on the cleared credit balance in your account.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Google and Google Pay are trademarks of Google LLC.