Current Accounts - Open an Account Online

Highlights

No monthly fee to worry about, plus no fees when you use your card abroad.
Arranged Overdraft – subject to status. Use our Overdraft calculator to see the cost.
A contactless debit card which is free to use at ATMs* and in shops at home and abroad (subject to available funds).
Hassle-free switching, guaranteed

*Whilst we won't charge you, some ATM providers may apply a charge. You'll be notified of this before you go ahead with the withdrawal.

M Plus Account

2.02%

AER¹ (2.00% gross¹ per annum variable) on balances up to £1,000, interest paid monthly.

Linked to our M Plus Saver

0.35%

AER¹ (0.35% gross¹ per annum variable) on your savings balance, interest paid quarterly.

View the rates and fees
Apply now

Spend all over

Over 32 million places worldwide welcome your card - just look for the Mastercard® logo. You can also use it to withdraw cash (subject to account balance).

Your card comes ready for Apple Pay and Google Pay, making it even easier to pay for things.

Pay with apple Pay with google

Take control of your money

With the Virgin Money app and Online Service.

Sign in securely: Use your face or fingerprint. Or prefer a passcode? That's fine.
Master your money: View transactions and sort your spending by category.
Save savvily: Set aside money for those must haves, with Savings Pots.

Discover our app

Currently you can only manage your account with us face to face in a few of our stores Learn more.

The serious bits

Overdraft: If you need one, use our calculator to find out exactly how much it will cost. Subject to status.

More about overdrafts
Rates and fees: See the rates and fees of this account and read our straight-up small print.

Rates and fees
Security: We're all over your online transactions to make sure it's really you making them.

More about security
Protecting your money: Your eligible deposits with Virgin Money are covered up to £85,000 per person.
View the FSCS guarantee