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Your Money Direct Awards 2016 - Best Online Mortgage Provider. Your Mortgage Awards 2016-2017 - Best Remortgage lender - Virgin Money.

If you are an existing Virgin Money mortgage customer, this page has all you need to manage your mortgage.

Coming to the end of your deal?

If your current mortgage deal ends in 120 days or less or you are already on our Standard Variable Rate or Buy-to-let Variable Rate, see if we can help reduce your monthly payments. You might even be able to do so in just a few minutes online.

Find out more about changing your deal

Your home may be repossessed if you do not keep up repayments on your mortgage.

View your mortgage online

Once you have your mortgage with us we want to make everything as easy as we can for you. You can view your mortgage balance and payments online as and when you need.

View your mortgage online 

Looking to move home with your mortgage?

It's really easy to take your mortgage with you when you move home. Depending on the type of mortgage you have, you might also be able to apply for additional borrowing at the same time.

More about moving with your mortgage 

Everyday mortgages

With our Everyday mortgages, you can make overpayments of up to 10% of your outstanding balance each year without having to pay an Early Repayment Charge. You will also have the option to apply for a payment holiday, subject to terms and conditions.

More about everyday mortgages 

Fully flexible mortgages

If you have a fully flexible mortgage, you may be able to take advantage of a full range of options, such as paying more off your mortgage or taking a payment holiday.

More about fully flexible mortgages 

Managing your money

If you are worried about your finances and want to take greater control of your money then we may be able to help.

More about managing your money 

Repaying your interest only mortgage

With an interest only mortgage, your repayments only cover the interest on the amount you borrowed. As you don't repay any of the amount borrowed, it's your responsibility to have a plan in place which enables you to repay the mortgage balance at the end of its term.

More about repaying your interest only mortgage 

Looking for more money?

If you need a little more money, our personal secured loan may be just what you're looking for. Why not use some of the equity tied-up in your home to release cash when you need it? Our personal secured loans are subject to status and approval.

More about requesting more money 

Loyalty and interest rates

Following your initial product rate period, your mortgage will revert to a loyalty rate or variable interest rate.

More about loyalty and interest rates 

Other enquiries

Useful information for when you need to make an amendment to your mortgage account.

More about amending your account 

Your home may be repossessed if you do not keep up repayments on your mortgage.

To find out which features are applicable to your mortgage, please refer to your Offer of Loan or contact us on 0345 602 8301. Lines are open 8am to 7pm business days and 9am to 1pm on Saturdays. Calls to 03 numbers cost the same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way. Calls may be monitored and recorded