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Current Virgin Money variable interest rates

All rates effective from 1 January 2023 for existing customers

NameRate
Standard Variable Rate7.24%
Buy-to-Let Variable Rate7.44%

Current Virgin Money loyalty rates

All rates effective from 1 January 2023 for existing customers

NameRate
Loyalty Rate6.99%

If you have a residential mortgage, you will qualify for our Loyalty Rate – a discount of at least 0.25% on our Standard Variable Rate (SVR) – after you have had a mortgage with us on the same property for seven years. This is provided you do not currently benefit from another special rate and are not currently within an Early Repayment Charge period. Please note, Buy-to-Let mortgage customers are not eligible for our Loyalty Rate.