Travel insurance
Send travel worries packing with our award-winning cover. Ready, jet-set, go!
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I need travel insurance that covers me for
Multiple trips in a year
Got 2 or more trips planned in 12 months? An annual multi-trip policy could save you money.
One trip
Going away once in 12 months? You should choose a single-trip policy.
A pre-existing medical condition
Get cover for most pre-existing medical conditions. There's no age limit on single-trip policies. And we cover up to age 80 for annual multi-trip policies.
Cover you can count on
Pick from 3 levels of travel insurance cover. Use the table to see the excess you'll pay, and the cover limits.
To buy travel insurance you must be 18 or older, live in the UK and have the recommended vaccinations for your destination. You must buy it before your trip has started.
Exclusions, sub-limits and excesses may apply. For the full table of cover limits and any extra cover conditions check the policy wording.
| Defaqto rating | Red | Silver | Gold |
|---|---|---|---|
| Emergency medical and repatriation More info Cover in the event of a medical emergency while you're abroad due to illness, injury or death. | £10m | £12.5m | £15m |
| Cancellation More info Cover for your costs if you have to cancel your trip due to an accident or illness. | £3,000 | £5,000 | £7,500 |
| Curtailment and loss of holiday More info Cover if you have to cut your trip short or for the loss of holiday due to injury or illness. | £3,000 | £5,000 | £7,500 |
| Personal possessions More info Cover if possessions such as baggage, clothing and backpacks were lost, stolen or damaged during your trip. Single item limits apply. | £1,250 | £2,000 | £3,000 |
| Standard gadget cover More info Cover for the costs of repair or replacing gadgets if they're accidentally lost, stolen or damaged. Items include, but are not limited to smartphones, laptops, tablets and smart watches. Drones are not covered. You should be aware that this is not a new for old policy. This means that we will not replace a gadget with a brand new one but with a refurbished version of the same model. | £500 | £500 | £750 |
| Personal money More info Cover for the loss or theft of personal money. This includes cash, traveller's cheques, and pre-payment cards. | £500 | £750 | £1,000 |
| Legal costs and expenses More info Cover for legal costs when you're seeking damages or compensation after an accident that happens when you’re on holiday. | £25,000 | £25,000 | £25,000 |
| When you make a claim, the excess you’ll pay depends on the level of cover you choose. The amounts in this table are per person and per claim. | £100 | £75 | £50 |
With all our policies you get
24/7 worldwide medical assistance
Whenever and wherever you need us, help is a phone call away.
Online portal
Make a claim, update your details and renew your annual multi-trip policy from anywhere in the world.
Optional cover for the extras too
Choose from our optional extras to cover your gadgets, cruise, winter sports or car hire excess. Terms and fees apply.
Travel insurance directory
Do you have a condition that means you pay more for your insurance? It may be worth speaking to a specialist provider to compare quotes.
Visit the MoneyHelper travel insurance directory or call 0800 138 7777 for more information.
Travel insurance directory