Why choose a Virgin Money mortgage?
Terms to suit youFixed rate deals for 2 to 15 years.
Your own personal adviserFind your next mortgage with a dedicated expert.
Flexibility as standardYou can make overpayments of up to 10% per year without an Early Repayment Charge and take payment holidays subject to our agreement.
Happier home buying for first timers
Our app will help you every step of the way.
Build your personal plan
Get help to create a personal plan that fits your circumstances and ambitions.
Meet your own digital coach
It expertly guides you through each step of the home buying maze.
Keep on track
It shows you exactly where you are on your journey and what you could do next with a helpful checklist.
Knowledge is power
Dive into the detailed guides on everything you need to know.
Fancy a chat?
Our mortgage advisers are here to answer your questions, talk through your needs and help you through the process.
Not convenient now?
Book a free callback at a time to suit youArrange a callback
0345 605 0500
We're here from 8am - 6pm Monday to Friday, 9am - 2pm Saturday.
0345 602 8301
We're here from 8am - 6pm Monday to Friday, 9am - 1pm Saturday.
|03 numbers||Same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.|
|084 numbers||Maximum of 7p per minute, plus your phone company's access charge.|
|087 numbers||Maximum of 13p per minute, plus your phone company's access charge.|
|0800 numbers||Free from UK landlines and personal mobile phones.|
Tools and information
Mortgage calculators and tools
Mystified by mortgages? Our helpful calculators and tools can help you.
Bank of England base rate changes
Information about changes to the base rate and how it may affect you.
Questions and answers
View our most frequently asked questions about mortgages.
Tariff of mortgage charges
This same document is being used across the industry to help customers compare mortgages.
Explore Brighter Money
From lockdown home to happy place
Twelve homeowners share the clever, practical ways they pimped their homes during lockdown
Eight things I wish I’d known before buying my first home
Journalist Kate Bussmann gives her insider take on how to come out the other side unscathed (and with a house that you love!)
What does the Stamp Duty change mean for me?
Alina from our Red Team speaks to property expert Lucian Cook about the current stamp duty cuts, and who can benefit.
Best buy-to-let mortgage lender 2019 - 2020
Mortgage Finance Gazette
Best buy-to-let lender 2021
Best buy-to-let mortgage provider 2019 - 2021