In this section

What we cover

Equipment
Accidentally losing, or having your owned or hired winter sports equipment damaged or stolen.

Ski passes
Losing or having your pass for the ski lift stolen.

Ski hire
Accidentally losing, or having your owned or hired winter sports equipment damaged or stolen. Delays of over 12 hours to your hired winter sports equipment.

Ski pack
Illness or injury whilst on holiday preventing you using your ski pack. A ski pack includes ski-school fees or ski instructor fees, hired skis, ski boots and bindings, snowboards, snowboard boots and bindings, and the cost of any lift pass you have booked.

Piste closure
If all the lift systems are closed for more than 12 hours as a results of high winds, or not enough or too much snow in your holiday resort.

Avalanche
Delay of more than 12 hours to your outward or return journey because of an avalanche.

This is in addition to our standard cover.

How much we cover

 
Included in this coverRedSilverGoldBlack
Lost, stolen or damaged ski equipment (owned)£200£500£1,000£1,500
(single item and hired item limits apply)(£60 excess)(£60 excess)(£50 excess)(No excess)
Replacement ski equipment hire (per day)£10£20£50£75
(maximum payable)(up to £100)(up to £200)(up to £500)(up to £750)
Ski pack cover for illness or injury (per day)£50£75£75£85
(hired equipment, ski-school fees and lift passes)(up to £200)(up to £300)(up to £450)(up to £510)
Piste closure (per day)£10£20£40£50
(maximum payable)(up to £100)(up to £200)(up to £400)(up to £500)
Delays due to avalanche£150£250£500£750
(travel & accomodation)(No excess)(No excess)(No excess)(No excess)

We cover over 20 different winter sports. If you wish to be covered for a winter sport not on this list call us on 0330 400 1250 as we may still be able to cover you.

 See which winter sports we cover

Two ways to arrange your winter cover

Annual multi-trip

  • Includes winter sports automatically, and can work out cheaper even if you are only going on a single winter sports holiday.
  • We also cover kids under 18 free which could save you even more.
  • And you are covered for 12 months, giving you automatic cover for any other trips you make during that time.

It's often cheaper to buy an annual policy if you go on a winter sports holiday and a summer holiday

Get a quote

Virgin Money Travel Insurance is provided by InsureandGo

Single trip cover

When you get a quote for single trip, simply add winter sports on the first page.

Get a quote

Virgin Money Travel Insurance is provided by InsureandGo