Virgin Balance Transfer Credit Card

Virgin Balance Transfer Credit Card
Virgin Balance Transfer Credit Cards

0% interest for 29 months on balance transfers

Rate applies from the date your account is opened on balance transfers made in the first 60 days of account opening. A 2.99% fee applies for every balance transfer.

Apply online for an instant decision†

Apply for a Virgin Balance Transfer Credit Card now
 

Key features include

  • 0% interest 29 months on balance transfers
    Move a balance from another card and get 29 interest free months to pay it off (2.99% fee).
  • 0% on card purchases for 6 months
    From the date your account is opened. Up to 50 days interest free* on card purchases if you pay your statement balance in full and on time each month.
  • No annual fee


Aditional benefits and features

Exclusive customers discounts

Every credit card customer can take advantage of our range of exclusive Virgin products, discounts and many more – helping you make more of your money.

10% off
30% off plus free
Champagne & Chocolates
20% off
£50 Wine voucher
Up to 5% off plus
other benefits
One month free
Contactless symbol

Contactless payments

Make payments of up to £20 anywhere you see this symbol, without using your PIN. Simple and secure technology to make your life easier.

 
Paperless statements

Online statements

Online statements are more convenient for most people and better for the environment. But you can opt for paper statements if you want to.

 

Apply online for an instant decision†

Apply for a Virgin Balance Transfer Credit Card now
 
Apply online now

Representative example:

18.9% p.a.
(variable)
on card purchases

Equivalent to

18.9% APR 
representative (variable)

Credit limits will vary based on your individual circumstances.

† If you apply online between the hours of 6am – midnight, Monday to Friday, or 6am – 9pm, Saturday to Sunday, you could get an instant decision. Outside of these hours, or if your application is referred to a Credit Analyst for a final decision, we’ll be in touch as soon as possible.

* You can enjoy interest free card purchases if you pay the full balance statement each month which would include paying off any transferred amounts.

Promotional rates will no longer apply from the beginning of any statement period during which you have breached your terms and conditions, for example if you haven’t paid on time or have gone over your credit limit. You cannot transfer balances between MBNA accounts.

The Virgin Credit Card is issued by MBNA Limited. Registered Office: Stansfield House, Chester Business Park, Chester CH4 9QQ. Registered in England and Wales under company number 02783251. Authorised and regulated by the Financial Conduct Authority. MBNA Limited is also authorised by the Financial Conduct Authority under the Payment Services Regulations 2009, Register Number: 204487 for the provision of payment services. Credit is available, subject to status, only to UK residents aged 18 or over.

Calls, online and/or Smartphone sessions (e.g. completing an application) may be monitored and/or recorded for quality evaluation, training purposes and to ensure compliance with laws and regulations.

Virgin Credit Cards are promoted by Virgin Money plc, acting as a credit intermediary. Virgin Money plc only promotes credit cards which are provided under the Virgin brand. Virgin Money plc is registered in England and Wales (Company No. 6952311). Registered office: Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Virgin Money plc is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.