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What we cover

  • Bobsleighing
  • Cat skiing
  • Cross country skiing
  • Freestyle skiing
  • Glacier walking or trekking
  • Heli-skiing
  • Ice climbing under 100m (fully supervised)
  • Ice fishing
  • Ice hockey
  • Lugeing on snow/ice
  • Monoskiing
  • Off piste skiing/snowboarding (except in areas considered to be unsafe by resort management)
  • Recreational ski or snowboard racing
  • Skeletons
  • Ski acrobatics
  • Ski bob racing
  • Ski racing or training (nonprofessional)
  • Ski stunting
  • Ski touring (with a guide)
  • Ski/snowboard fun parks
  • Skiing
  • Snow mobiling
  • Snowboarding and tobogganing

Choose from four levels of cover


Defaqto - 3 Star


Defaqto - 4 Star


Defaqto - 5 Star


Defaqto - 5 Star
Lost, stolen or damaged ski equipment (owned)
(single item and hired item limits apply)
(£60 excess)
(£60 excess)
(£50 excess)
(No excess)
Replacement ski equipment hire (per day)
(maximum payable)
(up to £100)
(up to £200)
(up to £500)
(up to £750)
Ski pack cover for illness or injury (per day)
(hired equipment, ski-school fees and lift passes)
(up to £200)
(up to £300)
(up to £450)
(up to £510)
Piste closure (per day)
(maximum payable)
(up to £100)
(up to £200)
(up to £400)
(up to £500)
Delays due to avalanche
(travel & accomodation)
(No excess)
(No excess)
(No excess)
(No excess)

Arrange your cover

Three ways to arrange your winter cover

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Virgin Money Travel Insurance is provided by InsureandGo

Call us on

0330 400 1250

We are here from 9am to 5pm Monday to Friday, including Bank Holidays.

03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

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More reason to choose Virgin Money

Virgin Group discounts

When you join the Virgin Money family, you get extra special deals across the wider Virgin Group. So you can save on everyday essentials, as well as bigger things - like days out, dream holidays and amazing adventures. Terms apply.

Discover our discounts

Award-winning products

We don't like to brag but it's good for you to know that other people have given us a thumbs up too.

Best Travel Insurance (Finder Travel Insurance Customer Satisfaction Awards 2020)

Finder Award 2020

24/7 emergency helpline

With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.

We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.

So you can relax knowing our experts are just a phone call away.

Contact our helpline

Virgin Money Stores

A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.

Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. Virgin Money Stores give everybody a space to learn, work and play.

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Virgin Money Travel Insurance is promoted by Virgin Money Personal Financial Service Ltd, arranged and administered by Insure & Go Insurance Services Ltd, and underwritten by MAPFRE Asistencia. Virgin Money Personal Financial Service Ltd and Insure & Go Insurance Services Ltd are authorised and regulated by the Financial Conduct Authority.