Skip to main content

Highlights

Need cover for coronavirus?

When we say we’ve got your back, we mean it.

With Virgin Money Travel Insurance, we’ll cover cancellations, trips-cut-short and medical expenses – even if you’ve been diagnosed with coronavirus.

Find out more

Coronavirus and your travel insurance

Holidaying might not be as straightforward as it used to be, but we’re here to keep you right.

Cover for all the essentials

Choose from four levels of cover

Red

Defaqto - 3 Star

Lowest cost policy, £100 excess payable for each claim you make.

Silver

Defaqto - 4 Star

Most popular policy, £60 excess payable for each claim you make.

Gold

Defaqto - 5 Star

Increased cover , £50 excess payable for each claim you make.

Black

Defaqto - 5 Star

Increased cover , £50 excess payable for each claim you make.

RedSilverGoldBlack
Medical Expenses We pay up to the amount specified for emergency medical treatment and ambulance costs – including for coronavirus. We’ll also cover your journey home, if it’s medically necessary.£10,000,000£12,500,000£15,000,000Unlimited
Hospital benefit We will pay for every complete 24 hour period you spend in hospital as an in-patient (up to a total of the amount specified).£1,000£1,000£1,500£2,000
Baggage We will pay up to the amount specified if your baggage or personal belongings are lost, damaged or stolen. Please note, we will take wear and tear and the decrease in value over time into account when we value your claim.£1,250£1,500£2,000£2,500
Delayed baggage We will pay for each 12 hours up to the amount specified for essentials to tide you over if your baggage or personal belongings are delayed on your outward journey.£75£100£200£300
Personal money We will pay up to the amount specified if your personal money is lost or stolen.£350£500£500£750
Cancellation If your trip is cancelled, we’ll pay up to the amount specified for travel and accommodation costs you can’t recover. We’ll also cover you if your trip is cancelled or cut short because a member of your party is medically diagnosed with coronavirus or is asked to self-isolate by an NHS or medical professional.£2,000£3,000£5,000£7,500
Delayed departure If the start of your outward or return international journey is delayed we will pay for each 12 hours of the delay (up to a total of the amount specified).£200£300£400£500
Missed departure We will pay up to the amount specified for additional travel or accommodation costs if you miss your outward or return journey home.£500£500£1,000£1,500
Trip cut short If your trip is cut short, we will pay up to the amount specified for travel and accommodation costs you can't recover.£2,000£3,000£5,000£7,500
Gadgets & valuables Provides cover (such as accidental damage, theft or loss) for valuable items such as tablets, laptops, e-Readers, games consoles, audio, video (including CDs, DVDs and electronic games), photographic equipment and personal organisers. Please note: Mobile phone cover is not a standard feature of the policy, but can be added by selecting our Gadgets and valuables cover optional extra during the quote process.£250£250£250£250
Mobiles Mobile phones are not covered by Virgin Money Travel Insurance as standard, but can be added by selecting our Gadgets and valuables cover optional extra during the quote process.0000
Passports Provides cover for reasonable costs involved in replacing your passport, travel documents or tickets following accidental loss or theft.£100£100£100£100

Get started

Get instant cover today

Get a quote Link opens in a new window

Virgin Money Travel Insurance is provided by InsureandGo

Call us on

0330 400 1250

We are here from 9am to 5pm Monday to Friday, including Bank Holidays.

NumberCost
03 numbersSame as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.
084 numbersMaximum of 7p per minute, plus your phone company's access charge.
087 numbersMaximum of 13p per minute, plus your phone company's access charge.
0800 numbersFree from UK landlines and personal mobile phones.

Need help?

More reason to choose Virgin Money

Virgin Group discounts

When you join the Virgin Money family, you get extra special deals across the wider Virgin Group. So you can save on everyday essentials, as well as bigger things - like days out, dream holidays and amazing adventures. Terms apply.

Discover our discounts

Award-winning products

We don't like to brag but it's good for you to know that other people have given us a thumbs up too.

Best Travel Insurance (Finder Travel Insurance Customer Satisfaction Awards 2020)

Finder Award 2020

24/7 emergency helpline

With our partners, Mapfre Assistance, we provide medical expertise, support, advice and facilities if you have medical problems abroad.

We’re on hand to help 24 hours a day, 365 days a year if you’re injured in an accident or fall ill. We also offer repatriation to the UK if you need it.

So you can relax knowing our experts are just a phone call away.

Contact our helpline

Virgin Money Stores and Lounges

A new generation of creative and community-focussed spaces on the high street, designed to broaden people’s horizons and brighten their lives.

Open plan layouts, shoulder-to-shoulder service and relaxed discussion spaces are just a few of the ways that people can manage their money in a modern way. Virgin Money Stores give everybody a space to learn, work and play.

Discover our stores and lounges

Virgin Money Travel Insurance is promoted by Virgin Money Personal Financial Service Ltd and is arranged and administered by Insure & Go Insurance Services Ltd. Virgin Money Personal Financial Service Ltd and Insure & Go Insurance Services Ltd are authorised and regulated by the Financial Conduct Authority. Insure & Go Insurance Services Ltd Registered Address: One Victoria Street, Bristol Bridge, Bristol BS1 6AA. Registered in England and Wales (Company Number: 04056769).Travel insurance is underwritten by MAPFRE Asistencia Compañía Internacional de Seguros y Reaseguros, Sociedad Anonima, trading as MAPFRE Assistance, which is authorised by Dirección General de Seguros y Fondos de Pensiones and subject to limited regulation by the Financial Conduct Authority and the Prudential Regulation Authority. Details about the extent of regulation by the Financial Conduct Authority and the Prudential Regulation Authority are available on request. MAPFRE UK Branch Registered Address: Dixon House, 72-75 Fenchurch Street, London EC3M 4BR. Company Number: FC021974. Branch Number: BR008042. Terms and conditions apply. Virgin Money Personal Financial Service Ltd. Registered in England and Wales (Company No. 3072766). Registered Office - Jubilee House, Gosforth, Newcastle upon Tyne NE3 4PL. Lines are open 9am – 5pm Monday – Friday. Calls will be recorded. Calls to 03 numbers cost the same as calls to 01 or 02 numbers and they are included in inclusive minutes and discount schemes in the same way.

Our website uses cookies