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What is Virgin Money Back?

It’s the new way to pick up cashback with your everyday shopping.

Just check in to the Virgin Money Credit Card app, check out all the offers and start earning cashback.

How it works

Sign up
Sign in to your credit card app, go to the 'More' menu to find the Virgin Money Back pages and sign up from there.
Offers available
Your app’s overflowing with offers from top retailers. Each offer tells you which retailers to spend at to earn cashback and how much you'll get. Remember, you'll need to use the card linked to your Virgin Money Back account.
Start earning
Once a transaction goes through, the cashback you earn will be sent to your Virgin Money Back account within 35 days. You don't need to do a thing.

Just remember, card purchases may be subject to interest charges. It's best to try and pay off as much as you can afford each month. Direct Debit is the simplest way to pay.

Check your eligibility

Our checker is a quick way to see your chances of being accepted for a new credit card, and it won't affect your credit rating.

Representative 21.9% APR (variable)

Check eligibility

Shop and earn cashback from brands like these

Caffe Nero logo
Europcar logo
Mac logo
Matalan logo

Your cash, how you want it

Transfer cashback to your UK bank account

It’ll arrive in your account within 3-5 working days.

Use it to pay off part or all of your credit card balance

Just remember, you’ll still need to make at least your minimum payment every month.

Trade up for e-Gift cards

Exchange your cashback for e-Gift cards and use at selected retailers either in store or online.

Questions and answers

If you haven't already registered, go to the 'More' menu in the app to find the Virgin Money Back pages. You'll earn cashback on available offers using the credit card registered in the app. If you’ve got more than one Virgin Money or Virgin Atlantic Credit Card account, you can have a Virgin Money Back account for each card. Each card you register will set up a new cashback account. To create another Virgin Money Back account, you’ll need to add your credit card accounts to the app first. Make sure you’ve switched to the card you want to create a Virgin Money Back account for by going to the ‘Card’ menu in the app. Once you’re viewing the right card, you just need to go the 'More' menu in the app to find the Virgin Money Back pages.

Virgin Money Back is available through our mobile app - the quick and easy way to manage your credit card account. If you can't access it, we can register you. But be aware you won't be able to view current offers and the cashback you have earned.

To earn the most from Virgin Money Back it’s best to stay up to date on the latest offers and places to earn. The easiest way to do that is to sign up to receive our emails or push notifications. You will also be able to see the offers available to you and let us know how you’d like to contacted in the app.

The cashback you've earned will be shown in the Virgin Money Back pages of our app. This includes pending amounts and what you can cash in now.

Absolutely. Once you've registered for Virgin Money Back in the app, any additional cardholder spending will qualify for cashback if there's a valid offer.

View all credit card questions and answers

Terms and privacy notice

These only apply if you've signed up for cashback using your Virgin Money or Virgin Atlantic credit card.

The Virgin Money Credit Card is issued by Clydesdale Bank PLC (trading as Virgin Money). Registered in Scotland (Company No. SC001111). Registered Office: 30 St Vincent Place, Glasgow, G1 2HL. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.