A Virgin Money Prepaid Mastercard is ideal for shopping online, by phone or mail order if you don't have, can't get, or don't want a credit card.
It's also handy for travelling, as it's safer than carrying cash. And if you've got family members travelling or living abroad, it's easy to top them up from home to keep them going. Plus it's a great alternative to old-fashioned pocket-money. Please note that if you are issued with a restricted card, you can only use this within the UK and at UK based retailers.
You don't need a bank account to get one, and it's great for keeping a lid on temptation, as you can never spend more than you've got. It also has PIN protection and fraud protection like a credit card*, and is accepted wherever you see the Mastercard Acceptance Mark.
You can use contactless to pay for items of up to £30, quickly and securely without having to enter your PIN, simply hold your card over the card reader. Look out for shops displaying the ‘contactless’ symbol.
* Although it looks like a credit card, the Virgin Money Prepaid Mastercard doesn't offer some of the additional card protection on purchases that credit cards offer.